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It used to be glycoprep where you have to drink 3 litres. I remember one patient presenting to ED with a complaint of being allergic to glycoprep. She had diarrhoea. :oops: The best way to antagonise the ward nurses is to give them an immobile patient for bowel prep. :oops:

Sadly the medical profession has done a lot of harm in the past. Preop fasting is one. Stay away from Drs.

The days of fasting forever before an op is hopefully going to be a thing of the past. In reality the fasting regimes were not based on science but an overblown concern to reduce the risk of aspiration of stomach contents into the lungs during anaesthetic which can be life threatening. All...

The benefit of Statins is overstated IMO. Drug companies are very clever in extending the use of its drugs by getting eligibility rules relaxed Statins is one gabapentins another slow release opioids another and now ozempic and its facsimiles There will always be "success stories" about the...

sounds like any fracture would have healed by the time you saw the Dr.:oops: Not sure how that would help. The whole point of paying WC is to offload the responsibility of how to get the worker safely back to work.

There are Li-Ion containment bags The burning item is placed in these bags which are then placed in a smoke containment bag Of course the issue is getting the flamin Li-ion battery into the bag in the first place.

I hope the odometer is different😂

We have pet insurance for the 2 cavalier King Charles. Mrs QS deals with that but can't insure the Gypsy Cob due to a previous surgery for Colic which cost $15,000 after mates rates

Yes not far from break even price

The other tool is to transfer up to 85% of annual super contributions into the spouse account especially if their account has room

Are you still paying school fees ..... Im going to sit down again to do super projections to see when my super hits $3M.

Rather than give extra to the govt it would be easy to keep it at $3M by retirement by restricting further contributions so that it reaches $3M at retirement or taking out lump sums at retirement and give it to the kids/grandchildren tax free while I'm still alive, even as non concessional...

Assuming that the govt borrowing goes into infrastructure.

It is all related With a lot of assumptions going into that calculation NZ currently in a recession. We are not far behind. There is no reason why values should keep going up and up. Down is also realistic.

The problem is actually a more fundamental issue called housing supply. Taxing retirees wont increase housing supply. Against that the super will have to last 3 decades so that there is no need to make a call on the OAP. There is also as I said a hidden and significant contribution to future...

Im not sure that is the case: Significant Government transfer payments occurs to effectively cover the tax they pay.

Possibly more with the upcoming changes depending on TSB (total super balance) For many, they will need the assistance of Mum and Dad ATM. They won't get their inheritance when M&D passes but a lot earlier. I will be helping out our kids buy their first home with substantial % capital plus...

No not that but Withholding transfer up to the cap in order to benefit from indexation of the unused TBC. The income from the amount of withholding remain taxed while it sits in the accumulation account. I'm not saying there is no benefit but only that it's worth a spreadsheet analysis to see...

QPM up 50% Thanks @cove

Against that withholding from the cap just exposes the remaining balance to taxation in the accumulation account. I would have to spreadsheet the 2 to see whether there are significant differences.