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Correct. Existing residents with 100% refundable RAD are grandfathered to 100% . The 90% ones will be grandfathered to that % as well.

Yes but that's of very marginal benefit if at all because a lump sum withdrawal makes that lump sum now taxable - say it goes into an interest earning account outside of super or it can be commuted back to an allocation account. Additionally by deliberately withholding transferring up to the TBC...

Why would it be useful?

Any funds in excess of the $2M TBC(indexed) remains in the accumulation account or you can take it out taxfree and put it in a back account, or under mattress etc. The accumulation account is taxed at 15% currently which is more than pension account, less or more than bank account depending on...

Cynical me says that a lot of those in Treasury are the WFH class not tradies

Yes if zero assets there is only 85% of OAP in NH fees.

Nothing is real unless it is cash

I think you mean the means test fee Correct, but that's when capital gains is realised - when withdrawals are made. People think the super balance is real money. It is not. It is only real when it is withdrawn from the account.

In the end that does not matter how the balance increases in value because when it is in pension phase, regular minimum withdrawals have to be made - at this time capital gains/losses are realised and are added to dividends etc to form the annuity.

Yet the medicare levy remains at 2%.... There is a hidden tax on "self funding retirees" of up to $1500/week when they need aged care. Nursing home: : the people who pay the most at the ones who are not supported by government. My mother paid $900,000 for nursing home accommodation...

Almost flew until Chalmers's hero and subject of his PhD , Paul Keating told him to pull his head in I believe Treasury is full of people who try to come up with ways to raise more tax. I don't believe there is a govt department who is tasked with advising government on how to reduce spending.

Well it looks like taxing unrealised gains in super accounts is dead.

I would also generally never recommend rental boots except for first timers and occasional skiers A proper boot fit takes time and almost always require adjustments Progress as a skier is difficult maybe even almost impossible to achieve with rental boots because they tend to be loose. But...

But if a car with a vin number in the windscreen hits my classic car then I would want to check the Vin. 👍 My 2005 Chrysler Voyager has a VIN in the spot I mentioned.. But the Jag XJS stored for my friend at my place does not as the windscreen is the old style with the chrome surround

It should also have the last 4 digits of the VIn number. I would rather confirm that against the DL. Phone number is easy to confirm - just ring it.

I did manage to own an old Fairlane ZC as a medical student until it was stolen at Liverpool Hospital

Great!. Can you confirm that the windscreen VIN location is bottom left hand side of windscreen.

The VIN is visible through the left bottom corner of the windscreen - in Australia this means passenger side - in left hand drive countries this means drivers side

The VIN is on the passenger side of windscreen - bottom corner. There is a cutout in the black border of the windscreen and the VIN number is visible through there. Drivers side location refers to left hand drive vehicles.

I always take a photo of VIN in case plates are fake