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    Strategy to obtain US Amex

    I received a "Future Transactions May Be Declined; We recently approved a transaction, but your balance is high relative to your limited payment history with us." email after a USD4600 purchase on my 3 month old Green card (which previously had only had much smaller purchases). I had to wait...
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    Strategy to obtain US Amex

    I did it once before realising there were significantly cheaper options out there. It is very convenient (instantaneous) however...
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    Strategy to obtain US Amex

    My US account appeared automatically (and vice versa) without having to set anything up. I think it's a 'feature' rather than an option - they want you to use their expensive forex feature :)
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    Strategy to obtain US Amex

    Are we married to the same person ? 😂
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    Strategy to obtain US Amex

    How did you get the AF discount ?
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    Strategy to obtain US Amex

    Thanks ! Wow; they really didn't fill that out properly - supposed to give a reason from one of the options, not "The reason I'm applying for a new ITIN is because I'm applying for a new ITIN" 🤣
  7. G

    Strategy to obtain US Amex

    For the W7, if I'm choosing option b (nonresident alien filing a US tax return), is it ok to use my (relative's) US address as the mailing address ? Or does this then circle back to them asking why a nonresident has a residential address...
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    Strategy to obtain US Amex

    What perjury ?!
  9. G

    Strategy to obtain US Amex

    For those who have either completed a W7 themselves (or used a CAA), what reason was successfully used (a-h) for requesting the ITIN ? Assuming of course it was solely for US card purposes :) I think I'm going to have a crack at doing it myself
  10. G

    Strategy to obtain US Amex

    Given the sad demise of Maza, does anyone have a referral/discount code for an alternative ITIN service ? The usual suspects (SH Studio, EINExpress) appear to be $500 without discount Interestingly, it appears you can send a certified copy of your passport (rather than the original) when...
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    Strategy to obtain US Amex

    So is this a checking account opened online with no ITIN/SSN ??!
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    Strategy to obtain US Amex

    Yes, there was a discussion upthread. What did you end up putting as your reasons ?
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    Strategy to obtain US Amex

    Great work ! Can I ask about the timeframe between each card ?
  14. G

    Strategy to obtain US Amex

    Thanks; I figured it if they were including car parking charges...
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    Strategy to obtain US Amex

    Re Amex Green and 3x categories… Is anyone getting consistent 3x for fuel ? I’ve had both a BP and 7-11 correctly coded as “Transportation - Fuel”, but only 1x for points…
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    Strategy to obtain US Amex

    What is a good non-Amex alternative ? Amex is great, but there is a chunk of spend that won’t take Amex, and I’d like it to end up with Star Alliance… The HSBC card was fine for the first year, but doesn’t really stack up for me given the limits on points earning once the AF kicks in…
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    Strategy to obtain US Amex

    So not worth pursuing ?
  18. G

    Strategy to obtain US Amex

    I did this for myself. I didn’t try to call or ask for it without jumping through their hoops
  19. G

    Strategy to obtain US Amex

    Paper 1727124281 Bugger... lucky you and all those who got an ITIN at $5 !
  20. G

    Strategy to obtain US Amex

    I applied as soon as I became Premier (6 months after opening the Aus account). Applied via us.hsbc.com, as I was never able to speak to anyone on their 'Premier' phone number despite 30 min on holds...
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