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From memory no ‘fee’’ but the exchange rate is a gouge

This is the crux of the problem All the major banks now make you fill in a W9 form when applying online, which specifically states that you “certify under penalty of perjury that I am a U.S. citizen or other U.S. person“ I’m not sure a few FF points are worth the ramifications of having this...

The barrier is opening a new account now. I think you’re fine if you opened it over 6 months ago - they didn’t appear to be asking about US citizenship back then

I think all the major banks have tightened up online checking/savings applications to exclude non-US citizens (regardless of whether you have an ITIN) - from what I can see you now have to do this in person in branch Alliant Credit Union and some of the online only banks like Sofi appear to be...

What did they define this as ?

I wonder whether the $500 AF Reserve companion card is a good exit strategy for the Platinum (where the end game is transferring to the US) Still has 2.25 points multiplier, sadly appears to have lost the extra travel credit freebie

I got an offer of the Reserve companion card but binned it… looking at it now, I can’t see anything about an extra travel credit Is that a grandfathered benefit for those who signed up in the past ?

Now that it’s official… I feel like the Au Platinum is only really worthwhile for as long as we can still transfer to a US card

Has this actually been officially announced, or is it speculation based on the RBA's talk about getting rid of interchange fees in the future ?

Over 2y seems to be the key… Will have to restrain myself from trying those links for a while yet 😂

What limit ? And how many years is your credit history ?

How many years did you have under your belt at that point ?

Does this just involve regular spend and time ?

What reform is this ?

Perhaps that was it. I was gifted a $500 limit (!) to start with. After 5 months of diligently using close to $500/month, they auto-upgraded me to $2k. I’m hoping they will continue to auto increase my limit if I continue to use the card Interestingly the letter notifying me of the increase...

What sort (amounts/location) of spending are you guys doing to get your cards restricted ?

My US HSBC account came with a debit card that was couriered to my Aus address around 12 months ago, where it has sat in my safe unused. Today I got a notification from HSBC re ~$25 of Amazon Prime transactions that were correctly flagged as fraud How on earth does this occur ? Surely if the...

It’s been discussed upthread, but if you say you are a resident, the next step would previously force you to fill out a W9 form: "Here is the W-9 form that we generated based on your responses Under the penalties of perjury, I certify that: ... 3. I am a US citizen or other US person and ..."

What is this ? Interestingly the C1 checking account application now specifically stops you from proceeding once you select ‘non resident’

https://www.australianfrequentflyer.com.au/community/threads/strategy-to-obtain-us-amex.91605/post-2753032 I pay stupid amounts in Tolls too, but couldn’t justify the Amex tax at Linkt