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    Strategy to obtain US Amex

    Let's hope there aren't too many AU to US transfers compared to others so they don't stand out like a sore thumb or someone at Amex might be liable to "complain" and Amex US putting a stop to it and closing down this valuable route we have now AU MR are being devalued so much with more likely to...
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    Strategy to obtain US Amex

    That's one of the risks of this strategy - there's both an FX spread on the card and on the method you choose to pay your card bill to top up your US bank account. If you’re lucky, it won’t be very much and this is a winning strategy … at least until it’s shut down like earning on AU cards will...
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    Strategy to obtain US Amex

    I got Citi ages ago. I don't know the DP is valid now. At the time, you needed to hold a checking account & apply under a program they had for non US residents. They’ve since discontinued that program. I suspect from reading this thread that Citi might be notionally easier to deal with than...
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    Strategy to obtain US Amex

    Yep, that’s been my experience. Including Aldi.
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    Strategy to obtain US Amex

    I got through to the banker at the branch who got it unlocked. I did receive emails during the assessment process wanting residency proof similar to C1 which I ignored after my CSP got approved. This makes me reluctant to apply for an Ink. Don’t want to put my CSP and associated points at risk...
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    Strategy to obtain US Amex

    I'm using a combination: CSP which is 3.3x on dining (with 10% annual bonus); US Citi Strata Premier which is 3x on Supermarkets & 3x on hotel stays including dining within hotels AMEX Plat with 5X for airlines including on the Qantas marketplace includes Woolies gift cards - this one is a bit...
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    Strategy to obtain US Amex

    Thanks for the heads up re Br website. My browsers (Edge and Chrome) didn't convert to English which was annoying. Getting clear the points transfer at 1:1. What's the earn rate? Guessing it's 1 point/USD - will be pleasantly surprised if there are bonus categories. I have my brokerage assets...
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    New Amex statement credits

    Let's not forget Patek Philipe (if that's how you spell it). It's a sponsor of all SQ IFE Movies that I've seen. Can't wait to see what generous offer they'll have there (guess by the same token, we're talking about brands that don't officially ever discount so why start with Amex customers -...
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    New Amex statement credits

    I got excited when I saw yours until …. I saw it was Breitling. I can see a less amazing deal with Tag Heuer too. I haven’t worn a traditional watch for years since my first Apple Watch. Don’t think I’ll start now.
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    Card payment sucharges banned in Australia from 2026

    The "reforms" will take care of that ... including our rewards points. That's all coming in July I believe.
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    Strategy to obtain US Amex

    Looks interesting & it’s a Visa so better acceptance. Doesn't allow me to click on the "points" panel. Does anyone know what the rewards are for this card? High cash threshold though. I don’t have that kind of $$ in my US accounts - just enough for my CC bills.
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    Strategy to obtain US Amex

    Just looping back on this one. As expected, delivery was rejected at my US postal service. I've called and arranged for a new card to be delivered to me in AU which should be in over a week - supposedly by courier but I'm not looking a gift horse in the mouth. They've added my AU address as a...
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    New Amex statement credits

    Re taxes/ATO only pay what you owe as there is a high risk they will retain the funds until you have sufficient liability to offset the payment. I suspect someone got tired of refunding taxes that weren’t owed to taxpayers who were repeatedly mistakenly over paying to earn their SUBs or points.
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    Strategy to obtain US Amex

    Thanks @sudoer, I've also sent a message to my provider to get clear on how they handle this given they've refused delivery by courier once before and their website states they receive delivery of packages and mail. Amex chat on my app stated this morning I can wait 48-72 hours before...
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    Strategy to obtain US Amex

    I concur with @sudoer, though I've had a HSBC AU account for ages, the process of getting a US account was very simple to get a US account. I do have a question which I'm hoping there's a DP for. I upgraded my Personal Green to Platinum. I'm expecting they will deliver it to me by courier and...
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    Strategy to obtain US Amex

    I think it's this entry which is the issue: I had to "move" when mine was identified by C1 as such. My new one is fine though they insist on US government issued ID before they will issue me a card. They even went so far as to approve me then deny me when I couldn't provide this item. My AU...
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    Strategy to obtain US Amex

    Most purchases in IT were dining. I was nervous about using it for a €700 dining charge in IT and it went through. I can’t recall what I bought in MY but used my Citi card for most charges. Most of the charges were for Grab rides (they’re very cheap in $A compared to uber in AU or even grab in...
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    Strategy to obtain US Amex

    With your US charges, I'm guessing they're online and over the phone or are they "in person" in the US?
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    Strategy to obtain US Amex

    I've had my card since January. Made my application in branch and got approved after I returned to AU. Aside from web-based charges (I think they've only been a couple), all other charges have been in AU, Italy, Malaysia so far. Guessing there will be some questions asked about why that is the...
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    Strategy to obtain US Amex

    I tried to use my CSP in Singapore earlier this week and it was declined and account suspended for suspected fraud. Just spoke with Chase and they asked to call before 6pm US ET. I'll try to call again this evening (after 8am US ET as I tried to call last night). I'll try again tonight (I was...
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