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Didn’t ask for proof of income just asked me to state it verbally. Had access to my Notice of Assessment if they needed proof.

I found NYC safe … although I think we have prospectively a false sense of safety coming from AU. Bit OT but was chatting with a friend who was telling me about their experiences in South America - really made me appreciate AU. I used the subway to get around mostly - it’s ‘cheap’ and efficient...

Thanks for the heads up. Haven't had this issue with VPN usage with AMEX and Citi so far. Hoping I can get online access to the Citi account. I agree, the Chase will need more of my soft skills. I'm thinking wither I wait for the new CSP (for which I haven't yet received an approval email) and...

Hi, thanks for the heads up. I logged in when physically in the US (in fact, the banker at the Chase branch insisted on it while he was looking over my shoulder so he could attend to any challenges I had on the spot which I thought was nice) and have been using a VPN with US setting to log in...

Thanks for sharing. I haven't tried it but would be keen to try it especially in AU where MC Debit is likely to have a more favorable reception (eg ATO). If using our AU issued AMEX cards, assuming it would include the customary 3% Foreign Transaction Fee? This might work for US issued cards...

15 January, 2025 to 21 January, 2925 (6 nights) Property: Conrad New York Downtown Room booked: Deluxe Suite with Sofa Bed Status: Diamond Rate: HHonors reward 95,000 points per night Received: Deluxe Suite with Sofa Bed with welcome card and the usual two bottles of water. I stayed here with...

I just wanted to provide an update on my experience and seek some advice. Appears that: Chase: have cancelled my internet banking - looking for ID verification - no longer works on website or the iPhone app - wants to re-cite my ID - wants to scan both sides - how do we do this if I'm trying...

I went to this site: https://www.nyc.gov/site/idnyc/ They release appointments every Friday - it’s literally the quick and the dead to get an appointment - especially at a location that’s convenient to where you’re staying. Please let us know how you go. I produced my HSBC bank statement of...

I’m back in SYD agree, should have gone into a branch like I did for Chase and Citi. I’m regretting not doing just that although I don’t want another decline from C1 knowing that they want US government issued ID thought I might have gotten someone in the beach to advocate for me. I’ve made the...

Thanks for this post. I was considering culling my Business Plat as the AF is quite steep but might hold onto it now - didn’t realize it had this benefit. I imagine finding award availability might give the best outsized value outcome. This is a nice alternative otherwise. Has anyone tried to...

I didn’t get it unfort so will need to be another time. They open up appointment slots on Fridays for the week ahead and they tend to go very quickly especially for the more popular central locations. If you are a “resident” of NYC can get a non driver ID (guess it’s a little like the ‘proof of...

one day. I thought the confirmation said 21st but said 22nd and they strictly enforced the "no walk ins" policy.

I agree, it's been a great offer for a long time. Looks like some changes are coming. They pulled the latest offer in early January. Was meant to run until the end of Feb - assuming they decided there were too many of us not paying the fee and using all our cards up so there was no breakage from...

I’m just in my way back from NY and catching up on everything. I thought my experience might be interesting to some. I went to get my non driver ID so I could have another crack at applying with C1. Unfort I went on the wrong day though they checked and said my AU passport and HSBC US statement...

It’s a little underwhelming compared to urban legend. It will support your spend to $A250k based on usual charge card usage like always. Above that, you need to submit your financials for a credit assessment. I’m told this only lasts for 12 months before you have to do it again. I’m thinking an...

There’s a range of RMs some more helpful than others. You can request a new one if you don’t click with the one you have. They can’t walk on water or access all the urban legends. It’s basically a trophy card with some extra services for travelers and marginally extra points earn. Gotta spend a...

What do you mean? Based on my reading, Amex add 1% to the FX rate so they’re really charging 1% FX fee in a no FX fee product. Agree, that is misleading. Amex would earn an extra 1% over and above the FX rate.

I think like anything, card issuers will price to the market. If the majority of card issuers still charge it, then aside from niche providers, these fees aren’t going anywhere. In the US, there are lots of cards which don’t charge it so it’s not exceptional to find this feature across their...

Shame the AUD is falling like a stone, the advantage of this process is fast eroding … faster if AMex somehow nerfs it.

I applied for it speculatively expecting airline partners. I’ll have to re think it otherwise. The initial credit limit was very small and they encouraged me to apply for an increase after 6 months … I’m not so sure I will do that now.