Having received my new chip-enabled 28 degrees Mastercard card a few weeks ago, I have been using it in the UK. I am suprised to discover that whenever I use it for a purchase, I never get asked to enter my PIN, and am always asked for a signature instead. Getting cash from an ATM is the only time I've ever had to enter my PIN. All of my UK credit cards, on the other hand, insist on PIN only. Has anyone experienced this with other Aussie chip & pin cards overseas?