Best card value advice needed

[mike91]

Hi,

Can you please advise which credit card out there at the moment has best value for 0% interest on purchases and 0% on balance transfer.

Some things to consider:
- longer the period the ebtter
- does not need to have a reward system
- lower the annual fee the better

Thanks

 

[Buzzard]

Not sure about balance transfer but all mine have 0% on purchases when paid in full by the due date.

I have AMEX, Visa, MC from several FI's.

 

[OzEire]

This should be a no brainer. Not having a reward program (why?) will make this a very simple card. Look for a low rate/basic card from any major bank.

If you are not into points collecting you might look at cards that donate to charity based on your spend instead of awarding points.

 

[Isochronous]

This should be a no brainer. Not having a reward program (why?) will make this a very simple card. Look for a low rate/basic card from any major bank.

If you are not into points collecting you might look at cards that donate to charity based on your spend instead of awarding points.

Cards that donate to charity exist? Really?

 

[andye]

Citi simplicity and Virgin No Annual Fee have 12 and 14 months 0% for 12 and 14 months respectively. The issue would be how much of a limit you want and they will give