The current batch of AMEX referral offers have been running for a while now but, in a bit over a month they are going to come to an end, so if you are interested in apply I'd recommend getting in now, before time runs out.
If you already know this card is for you - here's my
REFERRAL LINK (10,000 bonus points and no annual fee for the first year!)
I applied for this card six months ago, via a referral offer on this forum and was approved instantly. The application for this card was my second AMEX application in the same number of months (the
Platinum Charge, was my first) - after a many year hiatus away from AMEX cards. Since I've had this card though, it has easily become the most used card in my wallet and nets me many more points a month than any other card I've ever had. Pity I didn't get on the bandwagon sooner! I also feel that with the recent devaluations of many bank issued Visa and Mastercards, now is very much the right time to make the switch to AMEX cards (and not the bank issued ones).
I guess you've figured out by now that I'm a big fan of this card, but I feel that is with good reason! And whilst you many not agree with my assessment, here are the main reasons I believe this is the
best card in the Australian credit card market - any why it should be in your wallet!:
- A free domestic return flight on Virgin Australia each year - nice! (value to me $400+ - easily pays for the annual fee alone (not that there is one for the first year!)) - destinations list can be found here.
- 3 points per $ on grocery spend. This is a great deal! Everyone buys groceries and 3 points per dollar is an excellent earn rate on this spend. If you combine this with judicious gift card purchases from you local supermarket you can really maximise this. There's an excellent thread on that topic here. You can make this 4 points per $ if you have an iDevice and become the AMEX local champion at your local grocery store. At this rate this card is impossible to beat!!!!
- 2 points per dollar on fuel - again like groceries, most people buy fuel - why not earn maximum points for this. Make this 3 / 4 points per $ if you buy fuel gift cards (eg Shell or Caltex) at your supermarket! Nice little earner!
- Points can be transferred to massive variety of partners (ie no FF program "lock in") - Virgin Velocity, Emirates Skywards, Etihad Guest, Singapore Airlines KrisFlyer, Cathy Pacific AsiaMiles and some more valuable ones via SPG (AAdvantage, BA Executive Club, Alaska Airlines & United Miles, among others)
- 10,000 Bonus Membership Rewards Points & no Annual Fee for the first year - via THIS REFERRAL LINK - based on my numbers I value this at $495+ (and you can always cancel the card if you ends up not being for you!)
I've been a perennial churner of credit cards over the years, mainly because I don't think their are many keepers in the Australian credit card market place. With one major exception, the AMEX Platinum Edge, given the free flight pays for the annual fee each year - and its excellent points earn on everyday spend - this card is going to be in my wallet for sometime to come!
UPDATED REFERRAL LINK:
Expires 30 May 2016. Only 1 month to go!
You'll receive 10,000 Membership Rewards points if you spend $550 in the first two months and NO ANNUAL FEE for the first year - updated referral link HERE!
Quick Card Summary (as per the other posts - and the AMEX site):
- 10,000 Bonus Membership Rewards points if you apply by 30 May 2016, are approved and spend $550 on your new Card within the first 2 months of Card Membership.
- Free domestic return flight every membership year - details can be found HERE
- Earn 3 Membership Rewards points per dollar spent at major supermarkets
- Earn 2 Membership Rewards points per dollar spent at major petrol stations
- Earn 1 Membership Rewards point per dollar spent on all other purchases excluding utilities, insurance (except those issued by American Express), telecommunication providers and government bodies in Australia where you earn 0.5 Membership Rewards points per dollar spent
- When you pay for travel on your card you will receive complimentary comprehensive domestic and international travel insurance
Membership Rewards Transfer Partners (highlights):
Virgin Australia Velocity Points 1:1
Singapore Airlines Krisflyer Miles 1:1
Cathay Pacific Asia Miles 1:1
Malaysia Airlines Enrich Miles 1:1
Starwood Preferred Guest (SPG) Starpoints (Good for AAdvantage, BA Executive Club, United Airlines) 2:1
As I mentioned at the start of this post, with the RBA's changes in interchange fees, already having an effect on the credit card marketplace, now is probably a really good time to consider getting an AMEX card.
For anyone who would like to apply for the 10k points and no annual fee for the first year offer,
My Referral link is HERE. To anyone kind enough to use my link, my heart felt thanks, the points will be put to good use by my wife and I on a belated baby moon!