I have just gone thru my statements back to Oct when they changed the crediting rates on this card, have discovered most of my travel (Hilton, Hertz, Thrifty) have only been crediting one point per dollar spend instead of two. Rather annoying since I just trans all my points to benefit from the 15% Velocity transfer bonus that just finished. Charming man on the ph is now going thru my records back to Oct to check every transaction to make sure they get credited. I suggest you all check your membership rewards points actually earned for your spend and start making those calls, I'm pretty sure since we found about 10 on a couple of statements incorrect its going to be a considerable amount of points they are crediting and I don't think I'd be the only one that's missed out!