AMEX CHARGE PLATINUM - 100,000 Referral Bonus - NEW from 1/7/2017

[M@rcoPolo]

Apply here: http://amex.com.au/refer/marcom9G77?CPID=100199911




(This offer replaces the previous 90,000 bonus points offer that expired on June 30th)

Annual fee: $1,200
Supplementary cards: free, up to 4 supplementary cards


Highlights

• Receive 100,000 Membership Rewards points when you apply by 28 September 2017, are approved and spend $1,500 on your Card within your first 3 months of Card Membership. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders.
• Receive a $300 Platinum Travel Credit each year, which can be redeemed online for prepaid airfares, car hire or hotel bookings.
• Transfer your points to a choice of 10 airline rewards and 2 hotel programs.
• Complimentary access for you and a guest to over 1,000 VIP Lounges with Priority Pass plus access to Virgin Australia Lounges, Delta Sky Club Lounges and American Express Lounges.
• Complimentary worldwide Travel Insurance and Purchase Protection.

Reward yourself
As a member of Ascent Premium - our highest tier of rewards - you'll earn up to 3 Membership Rewards points per $1 spent on your Card.

• Earn 3 points per $1 spent at restaurants in Australia.
• Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency.
• Earn 1 point per $1 spent on everything else, except those in the 0.5 points category.
• Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies.

The earn rate threshold is 300,000 points per year at which point the earn rate reverts to 1 point or 0.5 points per $1 spent thereafter.

Use your points for travel, retail Gift Cards, a credit on your account or a range of other rewarding possibilities.

Travel
Travel is always more relaxing when you feel looked after. Your Platinum Card Membership entitles you to upgrades, access to special benefits and substantial savings.

• Receive a $300 Platinum Travel Credit each year, which can be redeemed online for prepaid airfares, car hire or hotel bookings. What’s more, you can use this credit to book travel for anyone you choose. No booking fees apply for Platinum Travel Credit bookings.
• Complimentary enrolment into elite tier of hotel partner programs including Club Carlson, Starwood Preferred Guest and Shangri-La Golden Circle Jade Membership and Hilton HHonors Gold status.
• Enjoy access to more than 1,000 VIP lounges with Priority Pass, the world's largest independent airport lounge program. One of your Supplementary Card Members will also receive complimentary membership to Priority Pass, plus you can both bring a guest into Priority Pass lounges at no additional cost.
• Experience Virgin Australia Lounge Access. Beginning immediately, you and a guest can enjoy access to Virgin Australia lounges too. Every time you fly Virgin Australia, the doors will open for you at their lounges throughout Australia.
• Platinum Airline Privileges Program offers great savings on First and Business Class fares with some of the world's leading airlines such as Qantas Airways, Emirates, Virgin Australia, and more. Depending on the airline and destination, you can save up to 20% compared to standard fares found outside of Platinum Travel Service.
• Enjoy upgrades and preferential treatment at over 900 of the most luxurious hotels in the world.
• Book your travel plans directly through the Platinum Travel Service and pay with your Membership Rewards points.

Plus, stay safe and secure on your travels with Complimentary Platinum Travel Insurance when you pay for travel on your Card or with your points for you, your partner or dependent children. Travel with ease, knowing that wherever you are in the world there’s always someone you can call on.

• Medical Emergency Expenses Cover to meet your immediate needs, including repatriation.
• Travel Inconvenience Cover which covers you for time delay, missed connections and luggage setbacks.
• Transport Accident Cover offering protection when travelling on public transport.
• Loss Damage Waiver Cover for car rental of AUD125,000.

World-class service
Researching restaurants, getting a seat at the match, finding tickets to that fashion show - sometimes even having an active social life can become a chore. Alternatively, you could call our Platinum Concierge Service and let them do the legwork for you.

• Platinum's by invitation only program gives you access to exceptional events and experiences that are not open to the general public.
• American Express Invites. Whether you’re looking for hidden gems, Michelin-starred restaurants abroad, or three-hatted restaurants in Australia, Platinum can help. American Express invites can recommend a range of choices down the road or around the world and book for you.
• Whether you need emergency assistance, your account balance, redemption on Membership Rewards points or additional Supplementary Cards.
• Buyer's Advantage extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card.
• Stay protected with Purchase Protection providing cover should your new items be stolen or damaged. Refund Protection is also available should a store refuse to accept the return of a recent, unused purchase.
• Online Fraud Protection Guarantee means you won't be held responsible for any unauthorised charges made without your knowledge.

Eligibility
To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:

• I am aged over 18
• I am an Australian citizen or permanent resident
• I have a personal gross (pre-tax) annual income of $100,000 or more
• I have no history of bad debt or payment default
• And if self employed, I have been trading for at least 18 months or 12 months if I hold an existing American Express issued Card

Last but not least
Once you are approved for the AMEX Charge Platinum, don't forget to call AMEX and ask them to send you an application form for the complimentary Platinum Reserve companion credit card - same point structure but providing an additional $400 Platinum Travel Credit, for a total travel credit of $700 a year this goes a long way towards offsetting the annual fee!

Apply here: http://amex.com.au/refer/marcom9G77?CPID=100199911

As a referrer I'll earn 30,000 points

 

[blueythecat]

AMEX has revised the offering on their premium Platinum Charge Card back up to a hefty 100,000 sign-on bonus points. This offer, linked here is for applications placed before the 28th of September 2017.

Whilst the 100k bonus points might sound like a great deal, and in my opinion it is, there is a catch and it's a relatively large catch - the card comes with a $1200 annual fee. As a standard rule I'm not much into paying annual fees for credit cards (with the AMEX Edge and this card as the exception), so how can I justify such a large annual fee?! Well here is my logic on why this card is a great deal:

• 100,000 Membership Rewards points – pretty simple really – based on my numbers I value this at $2500-$3500 (annual fee covered right there!) – a little more on this later.
• Points can be transferred to massive variety of partners – Qantas FF, Virgin Velocity, Kris Flyer and Cathy Pacific Asia Miles and some more valuable ones via SPG (AAdvantage, BA Executive Club & Alaska Miles etc) – no other (non-invite only) Australian Card can boast this!
• $300 Annual Travel Credit with American Express Travel – value $300 (clearly)
• The option for an additional $400 annual Travel Credit if you apply for a FREE Platinum Reserve companion card – you’ll need to ring AMEX after approval to arrange an application for the Reserve card (value to me $400+)
• Unlimited Virgin Australia / Priority Pass / AMEX & Delta Lounge Access – a bit more subjective this one but, I value it at around $250. As a rule I’m not big on paying for lounge access, so it is hard for me to put a value on it. The Virgin Australia domestic lounge access speaks for itself - they are excellent these days and have a good network. Once outside Australia, the Priority Pass lounge network that is hard to surpass! And with their push into "restaurant" lounges in Sydney and Brisbane airport there is some great value to be had in unlimited Priority Pass access. If you are prepared to pay for lounge access then this benefit would easily be worth $900+++
• Access to AMEX Cash Backs and Small Shop Offers – I wasn’t even aware of this benefits until the last couple of years - and boy was I missing out previously!! The total value of AMEX statement credits and Shop Offers last year, for me, was $1500. That is some pretty epic value! This year hasn't be quite as lucrative, but there is still time! AFF has a really good thread covering these offers which can be found here: AMEX Statement Credits.
• NRMA style roadside assistance – value about $90 (hopefully you or I never need this one!!)

A Quick Card Summary:

• 100,000 Membership Rewards bonus points after spending $1500 in first two months after card activation
• A $300 Platinum Travel Credit each year, which can be redeemed online for airfares, car hire and hotel bookings – I’ve done it reasonably recently for my card and it was painless process
• Complimentary access to more than 800 airport lounges in 100 countries, including Virgin Australia Lounges, Priority Pass, Delta Skymiles and American Express Lounges
• Dedicated Platinum Concierge Service to take care of travel plans, tickets or dinner reservations
• Earn up to 3 Membership Reward points per dollar – I should mention I value MR points at 2.5-.3.5c/point
• Transfer your points to a choice of 10 airline rewards programs:
  • Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, Emirates Skywards, Etihad Guest, Virgin Atlantic Flying Club, Singapore Airlines KrisFlyer, Air New Zealand Airpoints, THAI Royal Orchid Plus, Malaysia Airlines Enrich and Cathay Pacific Asia Miles
  • And the best bit, transfers to AAdvantage, BA Executive Club & Alaska Miles, amongst others are possible through SPG (Starwood Preferred Guest)
• Transfer your points to leading hotel programs: Hilton HHonors, Priority Club Rewards, Starwood Preferred Guest
• Complimentary enrolment into elite tier of hotel partner programs including Club Carlson, Starwood Preferred Guest, Hilton Honors.
• Complimentary worldwide Travel Insurance and Purchase Protection Insurance
• Great savings on First and Business Class fares with some of the worlds leading airlines through the AMEX Platinum Airline Privileges program

So as you see, you can really get some value out of this card, especially with the current 100k points sign-on bonus. How to value the current AMEX offer? This is always a challenging task, but I will give it a go. Whilst putting a value on reward points is always very subjective, I personally value AMEX membership reward points at 2.5-3.5c/point. Based on this, the bonus points from the current offer are worth $2500-$3500. Perhaps a less subjective way is to provide some basic concrete examples, the 100k points redeemed for Virgin Australia economy SYD-MEL flights is worth around $2000 – not a bad deal, but this is probably a really poor use of these points. Better value would be flying Business class return on Qantas/CX/BA Australia to Europe by redeeming the points through Cathy Pacific Asia Miles. You'll need 85k-110k AMEX points for these redemptions – Qantas charge $5000+ for these flights, so this is not a bad deal at all! Of course for supreme value you could try your luck at a Singapore Airlines Suite – using AMEX points is the only way I’m ever going to be seeing the inside of one of those!!!

If you add in all the other benefits in too, the total value of this offer to me is in the order of $5100-$5900!! Not a bad deal at all in my mind!!

As I started off with, if you like the sound of the Platinum Charge Card then I'd really recommend you get on the bandwagon. Any referral link from this forum, or elsewhere, should do the trick, but make sure the AMEX page that loads explicitly says 100,000 points. I always recommend printing a PDF copy of the page before beginning the process in case there are any problems later - that way you always have a record! If you'd like to use my Referral Link it is HERE, my sincere thanks and good luck to anyone applying! I'm happy to take questions via PM on this card (or anything else), if you have further questions, no obligations whatsoever.

Footnote:
Here, here , here and here are a number of articles I've found helpful with understanding the changes currently shaping the Australian Credit Card market. With the RBA changes to interchange fees coming into effect recently, we've seen almost all banks change and devalue their rewards programs. With some of these changes being very ugly indeed! AMEX issued cards are exempt from the new rules and as such are just going to represent better and better value! 2017 has proved to be a game changing year in the Australian credit card market place and AMEX is securing its place as the market leader (by a long way) for those of us to love to collect FF points!

Referral Link HERE

PS - Whilst applying for new credit cards offers can be really great value (and can even be addictive), please only apply for a card you can afford! No sign-on bonus, no matter how big, is worth a lifetime of debt, so please don't put points ahead of your financial security!! It simply isn't worth it.
PPS - AMEX are also currently offering the person that refers you (myself, if you choose to use my link) 30k bonus points for anyone that signs-up using a referral link. I'm planning a trip away with the family in a few months and we are short a few points so will be putting any referral bonus points to excellent use.

 

[M@rcoPolo]

Once you are approved for the Charge Platinum card, download the application form and apply for the Platinum Reserve companion card HERE

This will give you an additional $400 Platinum Travel Credit, for a total travel credit of $700 each and every year


Apply for the AMEX Charge Platinum card and get 100,000 bonus points HERE


As a referrer I'll earn 30,000 points

 

[brendanli]

Here is my referral link, http://amex.com.au/refer/taolqP5G?CPID=100199911

I'll receive 30,000 Membership Rewards points for each successful referral.
You will 100,000 Membership Rewards points when you apply by 28 September 2017, are approved and spend $1,500 in the first 3 months.

Many thanks, [FONT=&quot][/FONT]

 

[Chimp]

Probably the best combination at the moment for travellers wanting flexible rewards.

The Platinum Charge (comes with $300 travel credit). Add the Platinum Reserve for free (comes with $400 tracker credit, and is now only available for to Platinum Charge holders).
Then add the Explorer, which is now automatically upgraded to the Ascent Premium program - giving you 2 airline miles for every $1 spent.

The insurances will include travel, roadside and mobile phone screen with this combination of three Amex. Just got to keep track!

http://amex.com.au/refer/duncamG9nH

 

[Mr_Orange]

Here is my referral link: http://amex.com.au/refer/piersjXKl0.

Not much to add in terms of benefits of the card above beyond the posts above, however I would say that the annual fee is covered by the statement credit offers especially when you take into account the free Platinum Reserve credit card you can apply for and supplementary cards, which are free. Any other value, such as the travel credit and lounge access is then just a bonus. This is a conservative way to justify the annual fee, IMO.

You will receive 100,000 MR points and I will receive 30,000 points. Thanks for clicking.

 

[Lawrage]

Going to throw my referral into the mix

http://amex.com.au/refer/johnl5B2H

The others have covered off pretty much all the benefits of this great card.

You will get 100,000 MR points and I get 30,000 points.

 

[kearvaigskewer]

My referral code is here: http://amex.com.au/refer/lukefYroA

Full details of the benefits above but I've found the concierge to be quite a useful time-saver. Using FHR to book Four Seasons Sydney was also extremely enjoyable.

Use my link and you'll receive 100,000 points. I'll receive 30,000 and be very, very pleased.

 

[lucky777]

Amex Charge Platinum Card - designed for high end frequent traveller


Great card for frequent travellers, this card comes with below benefit.
1, Received 100k premium ascent rewards points when you apply by 1st May and spent $1,500 within first 3 months of card membership;
2, Receive up to $700 travel credit P.A*, this is best to spend on domestic flight (e.g, Qantas or Virgin), as airfare on amex travel is exactly the same as it is on Qantas or Virgin website;
3, 2 x complimentary membership to Priority pass, just this benefit alone is worth over au$1,000 (Cost per Priority pass prestige membership is us$399 P.A).
4, Receive complimentary Gold (or equivilent level) membership for top range hotel chain, car rental & golf membership. E.g., Starwood gold member, shangri-la Jade member, hilton gold member etc;
5, Up to 3 points per dollar spent;
6, Complimentary travel insurance when you use this credit to book return flight of your trip;
7, Purchase protection insurance;
8, Complimentary Virgin Australia for your and one of your guest every time you travel with Virgin Australia;
9, As a platinum charge card holder, you could also get Amex reserve card for free which means you will get additional $400 travel credit as a reserve card holder.

It would be greatly appreciated if you could apply this card using this refer link, https://idap-e3.americanexpress.com...PTCAG3S4S5/AAAFHhwBHg0TDw==/v2?CPID=100204836
You will receive 100k points and I will receive 30k points as referral, this would help to make my Euro trip dream come much sooner!
Annual fee is $1200, but if you balance all above benefit it is well worth the annual fee. This card may not suit every one, but would be a fantastic card to have if you are frequent traveller. I am happy to answer all related queries regarding all amex card!

*To obtain $700 travel credit, you also need to apply for Amex reserve credit card. As a platinum charge card holder you will be able to get reserve for free (no annual fee) and this card comes with $400 travel credit P.A.

 

[Holysmoke]

My link for the referral offer of 100,000 bonus points is below (I get 30,000 too):

https://www316.americanexpress.com/...81A6BC897&mgmerSource&MGMURN=AAAABgQBHhcWFQ==

Thanks.

 

[somebodyhere]

This card is pretty good, gives you unlimited AmEx lounges and Priority Pass lounges.
Also in addition to the great number of benefits already mentioned above, currently if you have this card and then apply for the Explorer card, you will get Ascent Premium points even when you use your Explorer card. So you get 2 Ascent Premium points per dollar spent (= 2 airline points instead of 1.5), which is fantastic.
Let me know if you want my referral links to either the Platinum Charge or the Explorer card, or any other cards
Thanks.

 

[M@rcoPolo]

if you have this card and then apply for the Explorer card, you will get Ascent Premium points even when you use your Explorer card. So you get 2 Ascent Premium points per dollar spent (= 2 airline points instead of 1.5)

Wow I didn't realise this was even possible! Do you also have the complementary AMEX reserve meaning you have 3 cards all accruing points into Ascent Premium?