Amex Australia - Centurion Card Eligibility

[Quattro]

I understand you get 2 cent cards (one for personal and one business) and 4 plat cards but those play cards don't have any of the benefits

Yep, it's called an A/C card. But you also get an additional centurion for spouse.

Breakdown:
1x Main Centurion
1x Centurion A/C card for Account Holder
1x Centurion for a person of their choice
4x Platinum Charge Cards for additional users.

1x Platinum Reserve Credit Card with no Annual Fee (like the Plat Charge Card). This can have an additional 4x card holders at no charge as well. Mine still has the grandfathered $400 travel credit per year. People without this don't usually take this card up otherwise.

 

[dein_gesicht]

I'm only considering this card as it has a higher point earn of 2.5 p/$ and given how much I use the plat card, I would be breakeven on the annual fee.

I just don't think I would use concierge and other benefits of the card

 

[Quattro]

I'm only considering this card as it has a higher point earn of 2.5 p/$ and given how much I use the plat card, I would be breakeven on the annual fee.

I just don't think I would use concierge and other benefits of the card

Depends how lazy you are

 

[albyd]

Depending on your spend, might BE on the AF with the extra points earn.

Extra $0.00125 taking the statement credit option to keep it simple:
Extra AF = $5050
Extra spend at $0.00125 = $4.04m

Is my maths right?

IME RM is limited in what they can do apart from book travel which I can do myself. They can’t even get some flex on any of Amex’s own policies let alone anything else.

YMMV

 

[dein_gesicht]

Depending on your spend, might BE on the AF with the extra points earn.

Extra $0.00125 taking the statement credit option to keep it simple:
Extra AF = $5050
Extra spend at $0.00125 = $4.04m

Is my maths right?

IME RM is limited in what they can do apart from book travel which I can do myself. They can’t even get some flex on any of Amex’s own policies let alone anything else.

YMMV

Maths is right except maybe how you value the points. I value points higher as I can transfer to US amex

 

[albyd]

@dein_gesicht Thanks for confirming my maths. I was trying to illustrate the difference using only cash back as the "easiest" point of comparison.

I agree with you - particularly since points' value is personal to all of us - that may swing it. I'm still thinking:

• 2.125 AU MR = 1.42 US MR (=1.42 Airline points vs 1.06 SQ points for AU MR pre-deval)
• 2.5 AU MR = 1.675 US MR (=1.675 Airline points vs 1.25 SQ Points for AU MR pre-deval)

The uplift is 0.615 "Airline" points - by not converting AU MR to US MR, the difference between AU Centurion & Platinum is 0.255 "Airline" points - still require a significant AU Centurion spend to breakeven with the Platinum on AF basis - I'm not sure it's worth the extra effort but depending on your level of spend and how much you value your points at ...

If you're looking at SQ specifically and assume AMEX US don't roll these changes out, then the difference for SQ specifically may be higher.

 

[dein_gesicht]

@dein_gesicht Thanks for confirming my maths. I was trying to illustrate the difference using only cash back as the "easiest" point of comparison.

I agree with you - particularly since points' value is personal to all of us - that may swing it. I'm still thinking:

• 2.125 AU MR = 1.42 US MR (=1.42 Airline points vs 1.06 SQ points for AU MR pre-deval)
• 2.5 AU MR = 1.675 US MR (=1.675 Airline points vs 1.25 SQ Points for AU MR pre-deval)

The uplift is 0.615 "Airline" points - by not converting AU MR to US MR, the difference between AU Centurion & Platinum is 0.255 "Airline" points - still require a significant AU Centurion spend to breakeven with the Platinum on AF basis - I'm not sure it's worth the extra effort but depending on your level of spend and how much you value your points at ...

If you're looking at SQ specifically and assume AMEX US don't roll these changes out, then the difference for SQ specifically may be higher.

Plat charge is 2.25 not 2.125 per $ spend. I worked out that I need to be spending $1.5m on the card to make it worth it.

At this stage, probably not worth it as I enjoy booking my own travel etc

 

[albyd]

thanks for the correction. I was thinking 1.125 as the conversion to cash/FF points and must've mixed them up. Appears you might spend enough to make up the difference, possibly come out ahead depending on your value for the points.

 

[woomp001]

Maths is right except maybe how you value the points. I value points higher as I can transfer to US amex

Kinda curious about the transferring to US AMEX part....

Was that difficult to set up?

 

[woomp001]

Plat charge is 2.25 not 2.125 per $ spend. I worked out that I need to be spending $1.5m on the card to make it worth it.

At this stage, probably not worth it as I enjoy booking my own travel etc

I agree re 1.5M per year spend being about the right amount, for the additional points to offset the annual fee..

375K additional points, at 1c each, is a little more than the increase in the annual fee in after tax dollars...

 

[dein_gesicht]

Kinda curious about the transferring to US AMEX part....

Was that difficult to set up?

Yes. There is a thread dedicated to this - it's a slow grind

 

[daft009]

Would it be possible to hold the personal platinum charge and the Centurion at the same time?

I realise the Centurion has platinum supps but without the perks and I would like to retain the perks

 

[albyd]

I don’t see why not. You can have the business platinum for a reduced AF given Centurion is personal only in AU.

Can hold other Amex cards at the same time as Centurion. Im sure they could accommodate if you ask.

 

[daft009]

I don’t see why not. You can have the business platinum for a reduced AF given Centurion is personal only in AU.

Can hold other Amex cards at the same time as Centurion. Im sure they could accommodate if you ask.

Thanks. will submit an EOI.

Is shangrila status still there or also gone when platinum lost it?

 

[Quattro]

Would it be possible to hold the personal platinum charge and the Centurion at the same time?

I realise the Centurion has platinum supps but without the perks and I would like to retain the perks

You can have two charge card products. Unlike credit cards.

E.G you could have the Green card when publicly available, plus the Platinum. Now only available as a downgrade from Platinum.

 

[kerfuffle]

Unlike credit cards.

Say what? I have three credit card products from Amex alone.

 

[daft009]

verbal EOI submitted.
wanted to know non-business spend on the platinum card & what I was interested in (which has been mentioned in the past, watches, cars, food, travel etc)

 

[Quattro]

Say what? I have three credit card products from Amex alone.

Yes, unlike charge card products. Can only have two personal.

 

[SAB]

Thanks. will submit an EOI.

Is shangrila status still there or also gone when platinum lost it?

Still there. Now Accor Platinum is included.

 

[SAB]

Would it be possible to hold the personal platinum charge and the Centurion at the same time?

I realise the Centurion has platinum supps but without the perks and I would like to retain the perks

Centurion has all the same perks AFAIK like the $400 travel credit. They will let you have the Platinum reserve credit card NOT the charge card.