Mine is all good @AustraliaPoochie on the app - did you pay your dues??Well, if you go to the QTMC app, or Qantas Money app, and type in your 4 digit pin, on a smartphone, it just shows the red circle "of death"
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It‘s not. It’s getting better but those restaurant style chits that you manually enter a tip and sign in bars drives me batty. It’s easier to use cash. Some bars are still cash only.The US is probably leading the way to a cashless society so I've been told.
Yes, a fist full of one dollar bills is still handy.But I will carry $US for tips and wherever I can't use my AMEX or QF Cards.
You won’t get a good exchange rate with QF money (or any “Travel Card”). Your AMEX and probably your other cards will charge 3% on top of a figure near the spot rate. The QF Money card will most likely work out at 3% and then some more during the lock-in (conversion process).I am not chasing points, just the convenience and a good exchange rate.
Thank you for your advice. Since I will only be in the US for a week, I am thinking of taking only cash & using Amex just for hotels and where I can't use cash. . Although as far as security goes, that is going to be a worry carrying cash I suppose. Not sure what you mean by 28 MC or Coles MC ? Do you mean that there is no surcharge or a low surcharge for foreign transactions ? Sounds interesting though .It‘s not. It’s getting better but those restaurant style chits that you manually enter a tip and sign in bars drives me batty. It’s easier to use cash. Some bars are still cash only.
Yes, a fist full of one dollar bills is still handy.
You won’t get a good exchange rate with QF money (or any “Travel Card”). Your AMEX and probably your other cards will charge 3% on top of a figure near the spot rate. The QF Money card will most likely work out at 3% and then some more during the lock-in (conversion process).
If you want the best spot rate a free 28° MC (or Coles MC) don’t charge the 3% (something in the order of 0.3 to 0.5%). There’s plenty of international transaction fee free debit cards as well, UBank, ING, BW. Most won’t charge their own fee to use an ATM overseas. U fortunately, most (if not all) US ATMs will slug US$3 to US$7 ATM fee.
Yes, those and handful of others don’t charge the usual 3% international transaction fees. 28° Mastercard (from Latitude) has no annual fee either but it’s not points earning although there are random cash back offers.Thank you for your advice. Since I will only be in the US for a week, I am thinking of taking only cash & using Amex just for hotels and where I can't use cash. . Although as far as security goes, that is going to be a worry carrying cash I suppose. Not sure what you mean by 28 MC or Coles MC ? Do you mean that there is no surcharge or a low surcharge for foreign transactions ? Sounds interesting though .
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The US is probably one of the last countries around the world to have a working card system. Many, many places over there still require a swipe of your card and a signature!The US is probably leading the way to a cashless society so I've been told. But I will carry $US for tips and wherever I can't use my AMEX or QF Cards.
I am not chasing points, just the convenience and a good exchange rate.
Agree though my last couple of years of visits I've seen much more tap & go terminals.The US is probably one of the last countries around the world to have a working card system. Many, many places over there still require a swipe of your card and a signature!