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Most things Trump does is a concern to me. FTFY

I have set up the lounge key for this card, that process was simple enough. Haven't actually used the passes yet. Though i don't intend on keeping the card after the first free year, dealing with HSBC is almost as annoying as Citibank and their app is even more archaic.

I am in the same boat as albyd and Seawolf. Fuel/myki and groceries (from big chains) don't hold a big enough share of my wallet to bother with having an extra card for the additional 0.5 ffp per dollar. If you are spending big bucks on it, it might be worth while, but if it's lets say $1000 per...

I have been wondering the same, if I cancel and just keep the essential card will the insurance transfer. (Paid the phone plan charges using the explorer, now it’s fully paid off)

My Amex reward points still show up as 'Gateway' for the explorer card (redemption rates have obviously changed to 2:1). Are others with Ascent / Ascent Premium, still seeing their respective Membership reward flavor next to the points ? Just wondering if Amex are keeping all three versions...

Hey guys, slowly getting accustomed to the new forums. Just wondering if there was a way to set the ‘what’s new’ button to land on the ‘new posts’ section ? If there is currently no option, perhaps this could be considered for future updates. Cheers

+1 have been getting this annoying ad on iPhone and iPad. Started about a week back or so on the old forums and I am still getting it on the new one. So definitely not unique to the new forums.

You are getting some sick value out of your Marriott point! :-)

And definitely no surcharges!

Not going to disagree that Businesses can discriminate. Hence the next part of my statement My only point there was that, since the point doubling isn’t just a standard targeted offer/discount but specifically a protection against a particular change in policy to some customers (not apparent...

Based on the membership reward terms, Amex seem to be well within their rights to devalue the redemption rates. Doubt it leaves much basis for a successful lawsuit. There is however, a good lesson in all this; that it’s worth reading the terms before investing so heavily in any loyalty program...

I wish I could be as zen as you in life

Same here. However, the service is far from ideal, Citibank probably won’t have your back/will be an absolute pain in the ball sack to deal with if there is ever an incorrect charge on the account, and the card has no travel insurance, which on the Amex explorer has come in clutch for me a...

I have been considering exactly this since the announcement. The only issue with Essential is that the Visa/MC will earn a higher points per $. So the benefit of keeping the Amex will be minimal beyond the Amex offers. I prefer the service offered by Amex by far over any other option in AU...

I think the reference is to the Citibank CS. Worst in Australia imo

Hoyts loyalty members now get 2 Qantas points per $1 (silver members) in addition to 10% cashback in Hoyts rewards on movie and candybar spend. A nice little bonus if you guys were already using it. Plus there is the option to redeem 4000 qantas points for $20 off at the cinema, but that's...

If you are looking for alternatives, I recently used Coles plat card overseas in NZ and for online purchases in USD the rates seem very close to interbank rates that master card uses. So quite happy with it. Of course you do have to pay the $89 fee for the previlage. Works out for me as it...

Yeah will have to keep track of it. Another issue is unlike flybuys you can't convert woolies dollars to qantas anytime you want. So even if there is a redemption that I need it for, I will have to wait till the next quarters conversion date ... I am leaning more and more towards just getting it...

As the next conversion date approaches, I am curious, what's the general consensus here on the forums? Do you guys have it set to convert to QFF ? Personally, I had mine set to convert to Qantas points till now, but have since changed it to bank for Xmas, until I figure out if its worth buying...

Depends on what you are using the membership for, if it's just to track your score, then the option can be to use the free service by 'free credit score' and 'credit savvy' websites for Veda and Experian scores. This option doesn't help, if you use the membership for security reasons and...