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I redeemed for Westfield cards yesterday - slightly higher “price” than straight JB etc, but I felt that was worth it for flexibility. Especially if they still work like an EFTPOS card outside of Westfield stores as they did when I last had them a year or so ago (the red cards too, not just the...

Was approved yesterday for my small business (with small emphasized in my application via truthful answers to their questions on usual monthly spend, and what credit limit I might like). HOWEVER, just logged in today and saw they've approved me with a credit limit of $30,000. For monthly fuel...

I also just rang BW to enquire about my chances for this card, and specifically whether anything was noted against my profile as I'd had the Qantas transaction account closed on me for micro payments 2 years ago. The customer service rep was very helpful in explaining that yes a hold is on my...

Yep, echoing above straight forward application and very quick approval. Had to upload payslips, but was easy and all approved within 24 hours, no phone calls etc. Was same for my other half. Wish all banks' application processes were as smooth

Similar to Pleb Status above, ultra quick card approval and receipt for me - applied in branch (Brisbane CBD) last Thursday lunchtime, card approval later that day and visible in online banking that night. Card must have been posted Friday, as it was at my house on Monday. I applied in branch to...

I'm guessing it comes down to max credit exposure (specifically exposure to possible chargebacks of a larger amount) which going into credit allows you. Eg if you have a credit limit of 3,000 but are at -2,000 (from overpaying) you could put through a 5,000 single transaction and later have it...

Will be impressive (and rare) if you get it all this week - applications for both my wife and myself have been some of the longest/slowest (even with no issues with payslips provided) we've ever experienced, even had to call them to check on progress. Eventual card sending took the full 5 days...

ditto for me - so I went back into the assure app and noticed my small ongoing points earn (daily activity) is now in "locked mode" because I "do not currently have an active policy" (or words to that effect) after cancelling through the automated telephone method. So it seems to have cancelled...

Hopefully you get the points. Big stuff up (and poor form) from St George - especially when even just now on other pages within their site there is still reference to $0 - eg go to "compare credit cards" and scroll to the bottom "important Information" it sets out very clearly the $0 fee for...

Yep you're right $149 * * dependant on car (cylinders, I think SUV or not, and we know there's a lot of SUVs going around) and oil chosen. But Dr Ralph is correct, you can spend as little as $149 and get the 6k points

Thanks liamsal. Not a bad deal if your car is in need of a service (from memory their standard service is around $179, so be sure to compare price and points value to wherever you usually go). Almost as good bonus offer as the 10k they offered 18 months or so ago - I took that offer and was a...

I was in the same boat with $40 rewards to save off my next shop after exhausting all the $100 Only1 cards. Tried buying a $50 wish card (physical card), to effectively get it for $10, but when swiping rewards card, it wouldn't apply the $40, must have recognised it as woolies and woolies...

That's good to hear, maybe they're happy with the success of this catalogue offer :)

Brisbane (Northside) update - all the following stores now out of $100 cards: Brisbane Airport, Nundah, Banyo, Stafford and Everton Park. Ascot doesn't stock any, and I haven't tried Chermside. Called most of these, staff were helpful in checking for me whilst placing me on hold, to save driving...

Thanks coolstep, i just used your referral. At the risk of diluting your future referrals, here's mine for anyone else who may be interested. First $1,000 of transactions fee free, 1.9% after that https://squareup.com/i/7D9EE827

Tell them you want to be placed onto the program which is listed on the back of your letter of offer/credit contract (and in their product advertising) - which is Gateway. That's what i intend to say if I run into the same problem. Or failing that, that you want to differentiate your spend (and...

For anyone thinking of signing up to their velocity plans before they end on 31 Oct, entire you do the sums on the cost of the points - by comparing their price sheets for the velocity plans with those of their other available plans, such as lumo advantage, which gives you a x% discount for...

Same letter and dates as deejo above received by my wife and self this morning (both single carders since Oct-14, 50 Telstra transactions each most days). Was great while it lasted, thanks BankWest, Telstra and AFF members

Yep, only the total Amex and total visa points for the month as part of your monthly statement. Points will then transfer to velocity 1-2 days later. No mid month (or by transaction) ability to view them unfortunately

Agree, but they don't seem to be following their T&Cs (and consumer credit laws) for payments made BEFORE anything is due ie mid month after you've paid off entire previous months balance due - if you have nothing due mid month, your repayment order of priority should go per last sentence in...