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It seems you get the most by redeeming your reward points for Master Card prepaid gift cards (the same dollar value requires less points than department store gift cards). It says in their website "use anywhere Debit MasterCard is accepted". Is it the same as "use anywhere MasterCard is...

Indeed! The 1st level phone reps are usually hopeless, they don't know anything for sure and can't do anything to make you happy. It's about calling the right area and talking to the right people.

Just noticed that they charged me $250 annual fee in the latest statement, it got me thinking if downgrading to a regular (not gold) card will be a smart move. I am planning to get a home loan package with CBA or somewhere else within the next few weeks, either way it will come with a free gold...

Yes, it's a corporate rate with AWD. We also have a CDP through another partner but the discount is not that great. I was under the impression that CBA platinum will cover excess reduction, so I didn't think $50 difference between Avis and Hertz over a week is a big deal. But now that I know...

I will probably end up renting from Avis due to cheaper rate, reduced excess ($1000), and slightly more convenient location. Does Avis include roadside assist (can't find any info on their website)? On a side note, just found out that CBA platinum doesn't cover domestic excess reduction (only...

Out of curiosity, what's wrong with Toyota rentals? I'm about to rent a full size car (Avis Group E or Hertz Group D) for a week and would like to know what to avoid or request (if possible). Thanks.

Just wondering what sort of cars do they rent out these days. For a 1 week rental, Avis Group E is about $350 which will be a full size, Ford Falcon or similar. Hertz Group D is about $400, also a full size, Toyota Aurion or similar. I have rang up both locations but they were reluctant to...

But isn't CBA VISA 1:1, CBA AMEX 2:1 ?

Anyone with existing AMEX card also went for the CBA one? I already have an AMEX card from my professional body which is free, so there's no real need to get another AMEX card. But I thought it's nice to have a combined AMEX/VISA account to consolidate reward points. Thoughts? Cheers!

Not sure, possibly checking the applicant's credit rating. They must have a connection to the credit bureau(s), it's likely that they send over essential info such as name, dob, address, and licence number, then receive a response highlighting the applicant's financial profile and make a quick...

It seems the link in #474 is the only one that still works, half working to be exact. You can go all the way to submit application, then the processing screen comes up which basically says wait 60 seconds for a response, shortly followed by the system error message. Maybe they withdrew the...