Recent content by joakgarp

Cs rep = customer service representative. Not chase ;-)

Hm okay but did you have a credit score as well when you applied for your first US Amexes? Cs mentioned in January I needed a credit score which would take about six months to roll out from the first Amex card in January and after that I would be able to apply for a new card. Did a GT back...

I had to wait six months and that's what Cs rep told me back in January when I mentioned I was interested in the Bonvoy business card as well. Tried to apply four months in back in May (first card approved in January) but my application was denied in an instant.

Yes you will need to wait 10 calendar days from when your card was approved.

Phoned in to have my 2nd Amex card to be shipped abroad. Was of course no issue at all since I had my first Amex handy and gave the Cs rep my credentials from the card. Feels good to not pay those expensive 50 usd or w/e to MyUs. Will need to wait another week though for delivery.

Cheers. I can wait until the 8th month as well. As long as I know the time frame. Usually Amex welcome bonuses are pretty good during September to November so perhaps there's a better one.. Or not :-)

So I noticed Equifax have my credit score showing 702 and listed my Amex card from January connected to Itin. Back then Amex Cs rep told me to wait six months before I apply for any other Amex card as my credit score would show up. Now when it's been only four months I thought my credit score...

Must be old prices? Have you contacted their support? Revolut use a % fee for international transfers.

You can compare their rates in each app. Wise has slightly worse rates than revolut.

Because Wise has a currency fee and Revolut doesn't, up to a certain sum.

It's incredible how a combination of Revolut and Wise usd account works extremely well together. Yesterday evening I made a transfer from my revolut in usd to Wise Usd account. The money are already in my Wise account a day later. The fee for 700 usd is not big, 2 usd. Wise doesn't charge...

Oh yes Notarycam was totally free and painless process apart from the time difference. Had to get up 1 AM for a ten minute web call but agent was however very professional and service minded. Btw Autopay from Amex to Wise went through earlier this week very smoothly :) I don't even need a...

True, they asked for Notarycam as I didn't have any US id or US passport but it saved me 50 bucks so it was worth it tbh. Took two or three days to get an appointment and two more days to receive documents from Notarycam.

How come you guys mess around with MyUs and wait for their delivery times? Just call Amex Cs 10 days after approval and ask for a replacement to your address abroad. It's free of charge.

If using Wise to pay for Amex bills, what's the cheapest way to pay? Billpay or pay directly from Amex app with my Wise account linked? Read there's a fee of about 7 usd from Wise if using Billpay?