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I do use sniip where possible, but the big spenders are payments to business suppliers and they're bank transfer only.

melbourne to shanghai, traveling in May 2024. 90k kris miles per person each way. Figured I redeem it now before the devaluation happens. yes, with gst and tax deduction it works out slightly better, but again alot of effort.

New to the card game and I have just redeemed my first reward flight with Singapore airlines before the devaluation. Essentially 2 "business saver" class tickets for april 2024 with retail value of $7,700 for 360,000 Kris Miles / 740,000 Amex points, the majority if which I had to pay a...