Hi Razza,
I have compared citibank and westpac altitude reward programs.
westpac,
1 dollar : 1 point (mastercard/VISA),
1 dollar : 2 point (amex),
1 dollar : 3 point (amex platinum)
15,000 points = $100.
citicbank,
1 dollar : 1 Point
15,000 points = $100.
HTH,
Steve