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Mr Ed, you are of course right. And if I was going to the US or India or somewhere like that, I would not rely on the CC travel insurance. I usually buy seperate insurance. I will not travel without insurance under any circumstance. However my next trip is a cruise around Australia, but it is...

I understand the conditions attached to the platimum card international travel insurance which requires payments for travel to be made by your Credit card. They also have strict rules if you use FF points. You must have 15,000 points transferred in the past 6 months. It used to be 10,000 points...

Most cards work this way. Even if you miscalculate by $1 it can cost you tens of dollars as andyzx pointed out. The interest rate is astronomical on the $1 not paid off. You automatically lose the 55 day free grace period. Best always to round up when paying. wxlen

If what is reported about their call centres is near true, then they might be looking up the white pages for an accountant named Mr Not Applicable!

Thankyou very much for that. I have applied and everything seems OK. Unlike the experince of drfj and others the confirm screen said: 4. I will be billed at a later date for an annual account fee of: No Annual Fee will be charged on your Credit Card account for the life of the Card. I...

It appears none of them work anymore. Am I right?

This worries me. If you go to the link quoted here on this forum, you get the offer, but going via the citibank home page to cc promotional offers, it doesn't appear. When you go to the link, and apply, it comes up with the standard application form for citbank visa gold and mastercard gold...