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I experimented today a bit with 4 visa ones, bought them at midday and used them 2 hours later and they all worked fine.

I guess all the mentioned scenarios are possible. Perhaps the company going belly up is the biggest risk. I only buy a couple cards at a time to cover things like petrol (the servo I use has a 2.2% amex surcharge) and a bill here and there. Generally I use the card the day or 2 after I purchase...

Sorry if I missed it, I have read a few pages back but why were you so concerned about using up the remainder of your only1 cards? How are you going to use your amex where it's not accepted now? I always have a couple only1 cards in my wallet for this reason but it seems like you are worried...

giftcards-direct.com.au/faqs/

$44 of fees on $1000 if they accept amex[/FONT][/COLOR]