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I'd expect the exchange rate will be the same, but there is a 3.4% international exchange rate - so it's not a good card for shopping overseas or online. Your Citibank Plus card has no exchange fee at all (I have one, too). I finally got approved for my card - it took a whole week! That's the...

Well there you go - my wife just got approved after less than 24 hours and I'm still waiting 4 days later. I can't work out why this always happens.

I applied on Thursday and I'm still waiting for some movement. Application status is still "Submitted". My wife applied last night, too, so it will be interesting to see how she goes. For some reason she often gets instant approval with these things, whereas I almost never do, even though I...

Fair enough ;-) I just assumed there must have been some kind of rule saying that it must be done that way. You know, angry post: "There's already a thread for that offer, blah blah!!!!" (despite it actually being a similar offer which expired 3 years ago). Anyway, following this forum has...

The problem is, rather than starting a new thread when a credit card promotion is offered, most of the time you guys just resurrect an old thread with the same/similar promotion. Consequently, some of the threads are years old, with many, many pages. It is difficult to know when a credit card...

Damn, I just applied for a card on Sunday (19th) but didn't see this offer until today. TOO LATE! :-( Offer expired.

I haven't read the latest T&Cs but I did this last year - I got the card initially with 60,000 QF Points and a staff fee waiver, closed it after I got those points, then applied for a new card within weeks when I saw there was an even better 80,000 QF Points offer with a reduced fee of $149...

I got my bonus points :-) Remember, this was my second card. I had this card, got my 60,000 bonus points, then closed it down. Then a few weeks later when they started offering 75,000 bonus points! So I got a new card and those are the points I just received!

So, I had this card earlier this year and closed it about 3 weeks ago. Now I've seen they have bumped the bonus points to 75,000! The T&Cs state that it's only available for new cardholders, so I asked them if I would be considered a new cardholder now and they said YES! I can't find any...

Re: Westpac Altitude 50,000 QFF points ($150 annual fee - waived for existing custome Don't hold your breath. I got my cards in August and had made minimum spend by my first statement in early September. I just got my second statement and still no bonus points. Damn.

I applied for the signature card and was successful. Card is on its way :-) I guess the only reason you wouldn't is if you don't want to have too much available credit, as it may impact your ability to get other cards... Signature card has a minimum credit of $15,000.

The ANZ one is definitely the best. But I can't see many other offers that are much better than this at the moment. The key is the annual fee waiver. You could get a card like the CitiBank one: $199 annual fee for 50,000 bonus FF points. But that means you are effectively paying $199 to get...

Re: Westpac Altitude 50,000 QFF points ($150 annual fee - waived for existing custome On Friday I signed up for a Westpac Reward Saver account (no monthly fee), and that was approved and set up by Saturday afternoon. Then I applied for the Altitude card with just a modest limit. Done! Cards...

Wow, I am surprised how quickly my 60,000 bonus points have come through after reading some other stories regarding these cards. I opened my NAB Qantas Rewards Premium cards less than a month ago in early May and have just received the 60,000 bonus points! I've only had one statement so far...

Do things like council rates and driver's licences (ie: Government charges) count towards the $1500 spend, even if they may not earn points? I'm ready to stop spending on this card, but I want to make sure I have reached my $1500 minimum spend for the 60,000 bonus points (bummer - I wish I had...

I got my card about 3 weeks ago and have spent close to $2000 on the card so far. But some of that was on bills like council rates, etc. Should I still qualify for the $1500 minimum spend on things like that? I want to stop using this card now and switch all my spending to my ANZ Black Card...

On these cards you are allowed two complimentary entries to the Amex Lounge each year (so that would be my wife and I), but my understanding is that your accompanying children are also allowed in. Does it matter how old your "children" are? My daughter is 18, so would she be allowed in?

That may have been the case and I know it happens, however it is not the "procedure". "Select on Q - Eat" meals are supposed to be delivered with the main meal service from the meal cart. I know that any late seat changes can throw things out, which may be why some people don't receive their...