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Its 0.5 on Visa and 1.25 on Amex = so Max is 42K per year... I spend way over that... Its not worth keeping .25 extra point for the ANZ annual fee and Amex doesnt work everywhere and I would need a separate Visa card (with a separate Annual fee) to get a 1 point per $1... easier to get a low...

I recieved my letter yesterday.... and you can see the steam coming from my ears I am that angry... I am a Gold Card Holder (grandfathered card- no longer offered) and have been a loyal ANZ card holder for 10 years always high spend each month... the letter said they were capping my Visa at...