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Platinum Edge cardholder since 2012. Called to cancel. No retention bonus offered. Only option was to go down to fee free essentials card. Further I was told that this card cannot be reinstated even within 30 days. Not being able to reinstate card, has anyone had experience with this?

I am not sure I understand. The T&C’s clearly call out that payments are applied to instalment and/or interest charges first and then to card spending. So if the payment is only applied to the instalment due, why do you think that the entire FPO is discharged? FYI I have done multiple FPO’s and...

Don't need to worry about any of that here as this is a Fixed Payment Offer so what happens is that Citibank treats the $2500 or the amount you withdraw separately and this doesn't impact your spending. So for instance if you have $15k limit and withdraw 2.5k, you now have 12.5k for normal...

Discussion here for this offer: Bonus $100 eGift Card with Citi Quick Cash $2500 or More (0.90% Fee - 6 Months / 1.9% Fee - 12 Months) Discussion of previous offer: Citi Quick Cash: 12-Month Interest Free (Bonus $100 Gift Card with $1000+ Cash Advance), 1.90% Setup Fee @ Citi

Got a bunch of offers earlier in the year and took up all of them after carefully reading through the T&C's. Didn't encounter any issues and have paid all off. All up had 6 offers each offering $100 GC. In total paid $106.58 in interest/fee so came out $493.42 ahead. This is linked to exiting...

Went through all 270 pages last night. Phew!! More than 2 years late to the party, but better late than never :lol:. Opened up my Qantas Transaction account last night. Looking into getting a Telstra account before my card arrives.

Spread across 4 cards.

I ended up visiting about 4 BP servos before I found one which stocked gift cards. This was BP Coburg but the problem was the attended did not know how to split transactions. Finally found BP Preston where they stocked GC's and the attendant knew how to split the transaction, so I bought 2x$200...

About $4.2k Only used for initial spend and Amex offers. I just told them that I have a fee free premium card so can't justify the annual fee.

Had the same experience. Called up cancellation on the 18th Feb and got another year fee free.

Got my points today. :)

AFAIK no one other than Citibank offers cheque to self. In regards to your question I did not enquire if cheque to self was available as my 6 month 0% Citibank promo was about to expire therefore i ended up transferring that over.

Quick Update: ANZ processed BT yesterday and the money is now available on my Citibank card. Excellent deal to extend my 0% 6 month Citibank BT. :)

Called ANZ balance transfer team on 1800 007 511 and asked if any balance transfer deal was available to me as an existing customer. The CSR asked if I was willing to sign up for a new card, on declining that he immediately offered me 16 month 0% BT.

I am currently on my initial 0% for 6 months utilizing the family and friends deal. Last night another 0% for 6 months offer appeared in IB. It would worth checking your IB offers if you are in the market for BT.