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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 Wow i've been reading up about rewards. The banks have really dropped all of their rewards earn rates. it's looking quite depressing now
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 Whoa! I've been following the news lately and we've seen some pretty drastic changes on rewards programs. So glad I signed up for my amex when i did
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    Does Qantas fly a 4 Class 747 on 3 Class Route (First seats in Business)

    Awesome! Does anyone know if it's better to be on the old FC or the new SB2?
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    Does Qantas fly a 4 Class 747 on 3 Class Route (First seats in Business)

    That is bloody brilliant news! How exciting! I guess I'm pushing it assuming is get First Class drinks?
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    Does Qantas fly a 4 Class 747 on 3 Class Route (First seats in Business)

    I am flying to Haneda tomorrow night from Sydney. I'm in Business Class on a 747 and when I went to select my seat the seat map is that of the 4 Class 747. I have selected seat 2F. Seat 2F only exists in First Class not Business Class. I've checked the Seat Map on the Qantas site and it's...
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    Virgin Amex Velocity Platinum card now 110k points

    Re: Best offer yet! AMEX Velocity Platinum with 110,000 bonus! True! They do have some pretty good content though. I've been following them the past couple weeks on their interchange regulation updates which have been really good. If I needed one I'd probably go through them to say thanks for...
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    ANZ Cancelling or Suspending Points

    What do you mean? Is there that much difference between a personal card and business card?
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    Virgin Amex Velocity Platinum card now 110k points

    Re: Best offer yet! AMEX Velocity Platinum with 110,000 bonus! These guys still have the referrals codes on their website www.thepointsteam.com Offer for The Points Team readers – Get your bonus 80,000 Qantas Points Offer for The Points Team readers – Get your bonus 80,000 Velocity Points
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    ANZ Cancelling or Suspending Points

    I read an article from a blog called The Points Team they have an interesting view on why the bank might start getting more strict about this due to the new interchange regulation that's coming down the pipe. Worth the read IMO Protecting yourself from your Bank clawing back your Points - The...
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    Qantas American Express Ultimate Card: 80000 Bonus Qantas Points

    These guys still have the referrals codes on their website www.thepointsteam.com Offer for The Points Team readers – Get your bonus 80,000 Qantas Points Offer for The Points Team readers – Get your bonus 80,000 Velocity Points
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    Disturbing News from RBA about earning Frequent Flyer Points

    Relax, the RBA isn't going to stop us earning Points. Earn rates on Visa and MasterCard will probably reduce in 2016 onwards, but American Express Proprietary remains untouched from the regulation. So you can continue reaping the rewards for years to come. I have already posted this article I...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 According to the regulation notes, Prepaid will be regulated the same way as Debit, so yes all things being equal you can expect the Points earn on the Qantas Cash card to come down. Although Qantas may somehow figure...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 Hey so i just got an email from The Points Team. They have released a new article which outlines some of the views from American Express and the Banks about the regulation and the impact that it will have. It's pretty...
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    Great article about the negative impact RBA regulation will have on Rewards Points

    I posted a couple weeks ago about a website I came across called The Points Team. They had a pretty well thought through article on there about the impact that RBA regulation would have on Rewards Points in 2016. I found it a fascinating read and have since been following the news online to see...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 The industry consultation period has now closed for the RBA Review. It will be very interesting to see what's been said by the Banks/MasterCard/Visa/Amex in relation to the regulation. This week is when they are meant...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 It's only got 20% now. Will be interesting to see how this evolves when high spenders realise their points earn is shot and migrate to proprietary.
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 You're probably correct. With the cap of 80bps, Super Premium will be hit pretty hard. All things being equal, you'd have to assume the max interchange earned on a Super Premium would be 80bps (down from 137.5bps on...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 The RBA has pretty much decided what it wants to do. There is of course an 'industry consultation' period, but their recommendations are very unlikely to change. We will definitely see a reduction in earn rates at...
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    Lower Bank interchange fees to 'enhance' credit card earn rates

    Re: Interchange regulation will lower Visa and MasterCard Points Earn in 2016 What I find interesting is that the Big Banks haven't really moved yet on their Rewards constructs. I find it unlikely they are just going to take the P&L hit. thoughts?
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    Reaching spend threshold on Credit Card

    Hello All If I needed to reach the spend thresholds on Credit Cards but won't have enough time with my ordinary spend, what do you all suggest is the best way to go about it? I looked into Qantas Vouchers but they look pretty restrictive. Any help would be greatly appreciated! Thanks
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