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Yes I had the same conversations with Zurich and emailed Virgin Velocity about it. They replied that it was great to get feedback from customers and they would look at the situation. Which means nothing has changed! With Westpac you only have to spend $500 towards the trip, could be flight or...

It used to be different "back in the day"

No they said you must pay the total fare!!!

I recently got a Virgin Platinum High Flyer card. I asked Virgin money yesterday about the free travel insurance for overseas flights if points are used for the flights. They said no insurance, you must pay for the flight with your credit card. I explained that the points were accumulated by...

What I am saying is there is almost no difference. Even with Westpac charging 3% the price is almost the same as W are working off a better exchange rate. So although 28 degrees is not charging you a fee it is instead using a higher exchange rate (this is where they make their money) So paying...

That's a big difference. I haven't tried it with withdrawing cash. My main interest is for overseas purchases.

Hi Guys, new to this but here goes. I have been searching for the best deal on C/card transactions and was told about the "no fee" 28 degrees card...sounded good. Yesterday I did a comparison on what 28's exchange rate ( see XE dot com these are the rates they use) and my old Westpac card. Even...