Maximum points purchase
If my calcs are correct it is better to purchase 80,000 + 20,000, rather than 100,000.
80,000 + bonus 45,000 + 20,000 + bonus 6,000 = 151,000 @ $2950
100,000 + bonus 45,000 = 145,000 @ $2950
If this works it's the best way to get maximum points but not the cheapest per...