Re: Amex "I'm going to cancel my card" bonus given thread.
Called Amex today with intention to downgrade the edge card. Got an offer of 23k points. Accepted and go ahead with new Essential card... Feel happy today.
Just check with ANZ today and read their definition on bPay. Not all BPay transactions are treated as purchase. Only those BPay Billers who accept credit cards, then ANZ will treat bpay transactions as purchase. For other BPay Billers, ANZ will treat bpay transactions as Cash Advance, hence...