Login Now to remove this and all advertisements (GOLD and SILVER members)
Not a member? Register Now for free

Recent content by Finale

  1. Finale

    Strategy to obtain US Amex

    For those with ITIN, normally when applying for a checking account online, if you says you are not a US citizen, even though you have ITIN, the banks normally won't let or tell you to apply in person or ask for IDs you might not have ie state ID. However, Capitalone will let you apply with...
  2. Finale

    Strategy to obtain US Amex

    Called and confirmed I used the card.
  3. Finale

    Strategy to obtain US Amex

    No I didn't and I tried at least 20 times over 3 days lol I talked to a security (or fraud) team when I tired to make $2k transaction and card was locked because of that. It was so boring dealing with Chase.
  4. Finale

    Strategy to obtain US Amex

    Thanks blacksultan. It will be the first card but my partner already has a history from having an additional card. Guess we just have to try. Will report back later. We got 4 cards in the past few months with a couple more to come (both AU and US) and trying to meet min spend now. Might try next...
  5. Finale

    Strategy to obtain US Amex

    Same as other calls. For the other question, when I tried to sign up, the website definitely found my info but couldn't proceed which could be the issue with GV.
  6. Finale

    Strategy to obtain US Amex

    I got my first card early 2016 so almost 5 years but it doesn't matter as the card doesn't even exist now lol I really don't have much luck with these signup bonuses. Good to know it's possible in 5 rather than 7 years. I'm a bit out of touch with GT/Nova these days and going to get my partner...
  7. Finale

    Strategy to obtain US Amex

    Yes there was a bit of a drama on that part lol I couldn't set up online account. The system just kept giving me an error. It found my info as the error was different when I tried using wrong info. It could be that it couldn't send sms to GV. If you run into the same issue, call and ask for...
  8. Finale

    Card Promotions New Westpac Altitude Platinum Offer 75k QFF Points. 1st year fee free

    Westpac gave my partner less bonus points than advertised back in 2017. They basically said he lied until he said he had a screenshot. Thankfully I have a habit of taking a screenshot for everything we buy or signup for. Had to send a screenshot via email.
  9. Finale

    Strategy to obtain US Amex

    Yes I got a business card from Amex a few months back. Personal one (Bonvoy Brilliant) will also prevent you from getting bonus from Chase until after 24 months.
  10. Finale

    Strategy to obtain US Amex

    I don't think you can move it below 5k but I could be wrong. Maybe second card (Hyatt or IHG) early next year. Can't get Marriott as I have to wait 24 months from Amex one for bonus. Other cards aren't that interesting to me. I find Chase cards a bit overrated.
  11. Finale

    Strategy to obtain US Amex

    Not sure about other banks but Chase definitely hard pull. Chase might give you an increase automatically after using the card for a while or when you update your income in the future. I won't worry about the limit for now. You already started a relationship with Chase so it should be easier. I...
  12. Finale

    Strategy to obtain US Amex

    Congrats. Yes Chase likes to see limit you have with other banks. ie min limit for CSR is 10k so it helps if you have 10k limit with other banks first. I was approved CSP for 9.5k only. Limit with Citi and Amex is over 30k each. Chase normally won't give you combined credit limits over half of...
  13. Finale

    Strategy to obtain US Amex

    Yes I got the same message after sending docs. If no issue, you should be approved soon. :D
  14. Finale

    Strategy to obtain US Amex

    Some banks/services detect VOIP and refuse to send or unable to send ie Fluz app (trying to get Amex small shop credits). My GV works fine with Citi and Amex. Chase is a weird one. I can receive their spending alerts just fine by SMS but verification when calling them won't work. I tried Text...
  15. Finale

    Strategy to obtain US Amex

    I didn't get anything. The person receiving fax will add your docs to the system then verification team will review them which could take a few days. I would call tomorrow or next week and ask (if not patient). If verification team still can't see you docs, they might ask you to upload instead...
Top