Very interesting thing happen....
I forgot about cash back and closed my card and after one week I remember I suppose to get the cash back.
So I called ANZ asking to reopen my card. and they told me its not possible. Then I asked for the cash back I suppose to get.
They took my account...
I have applied this card about 4-5 days ago and they approved it and got sms that your card on the way..
then Westpac guy called and you put some wrong information in the application and we declined the card.
I still got the Westpac card delivered to house.