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yeah pretty much instant

ok cool a bit annoying about the uncertainty particularly when planning a trip during the school holidays and award flights

Australia travel visa waiver ends 31 Dec 2025 what's the likelihood it'll be extended as I'm looking at travelling in Jan 2026 or should I be organizing a visa...

Samsung phones are 24 months warranty

how long have you held the charge card for?

NRMA 400/100

14k is bigger than the standard insurance excess

fastest credits ever. Vogue promo saved on 16th and purchased goods same day with credits coming in yesterday. used tap both physical card and google pay but no email confirmation

You sure, when? Was at the Chase lounge in August and the alcohol was free

Since the coles card is now under nab wonder if a product switch is possible..?

on the website now.. NAB has ruined a good card https://www.coles.com.au/credit-cards/rewards

i've also noticed Amex has now tweaked (increased) the number of minimum points for transfer partners

unless the HSBC/partner ATM fee free withdrawal makes up for it?

I got 100/15 for harris farm

https://www.australianfrequentflyer.com.au/community/threads/velocity-20-bonus-points-on-transfers-offer-november-2023-to-january-2024.111519/ 20% velocity bonus

Only got this on my reserve

I find Samsung pay annoying when there's an update - need to reload all your cards again. Google Wallet is so much better. Also no issues with google wallet when when reception is bad

yep.. certain currencies they will use their own rate

I found that ING charges a fee for not using their own ATM i.e. before they ended the international fee rebate they still charged $5 at an OS atm which they rebated even when the atm owner itself didnt charge a fee to use, so ended up being part of the 5 free withdrawals.. so stupid

QF.. but that was awhile ago..