Hey,
Well, I have 3 cards at the moment, I want to have only 2 and not 3 as the fees and costs aren't worth the pain.
I have the following:
- Westpac Altitude Black Qantas
- Westpac Altitude Business Platinum
& - ANZ Black Rewards
From the 3 active cards that I have, I want to bank roll two in to one and keep the other active.
The costs are high based on the cards but I will be spending a fair bit so it will benefit me on bills and other general expenses.
The business platinum I have is beneficial since it does give me adequate points that are uncapped and also give you the chance to buy Qantas points where I believe the standard Altitude Rewards with Westpac does not.
I believe ANZ does not give you this option either - I thought about just switching to ANZ and getting the two cards Rewards + QFF and see how it all works out, I'd be entitled to the separate rewards but the cost you'd be looking at is around $1,000 yearly which is a little absurd.
Are there any specialist deals or ways to approach better annual fee costs since I have two cards and banking services with the bank?
I'd love to know your thoughts as I want to move these around depending on which card has the better deals based on insurances, extended warranty, point allocations, etc.
Thanks!
Well, I have 3 cards at the moment, I want to have only 2 and not 3 as the fees and costs aren't worth the pain.
I have the following:
- Westpac Altitude Black Qantas
- Westpac Altitude Business Platinum
& - ANZ Black Rewards
From the 3 active cards that I have, I want to bank roll two in to one and keep the other active.
The costs are high based on the cards but I will be spending a fair bit so it will benefit me on bills and other general expenses.
The business platinum I have is beneficial since it does give me adequate points that are uncapped and also give you the chance to buy Qantas points where I believe the standard Altitude Rewards with Westpac does not.
I believe ANZ does not give you this option either - I thought about just switching to ANZ and getting the two cards Rewards + QFF and see how it all works out, I'd be entitled to the separate rewards but the cost you'd be looking at is around $1,000 yearly which is a little absurd.
Are there any specialist deals or ways to approach better annual fee costs since I have two cards and banking services with the bank?
I'd love to know your thoughts as I want to move these around depending on which card has the better deals based on insurances, extended warranty, point allocations, etc.
Thanks!
