Family Pooling clarification

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deva22

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Nov 17, 2015
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Good evening brains trust,

I'd like to hear how people interpret the family pooling T's & C's:


14.6 A Contributing Account may be linked to a maximum of two (2) new Beneficiary Accounts in any Calendar Year. (emphasis added)
14.7 Once a Contributing Account has nominated a new Beneficiary Account, there are no restrictions on the number of times that Contributing Account may be added to, or removed from the Beneficiary Account.

To me this means that I can swap and change between me being the beneficiary and Mrs deva22 being the beneficiary as many times as I like, back and forth, to obtain the most efficient allocation on status credits.
It could be interpreted to say that you can only be twice per year... I'm a bit confused. Does anyone have experience with this?
 
Good evening brains trust,

I'd like to hear how people interpret the family pooling T's & C's:


14.6 A Contributing Account may be linked to a maximum of two (2) new Beneficiary Accounts in any Calendar Year. (emphasis added)
14.7 Once a Contributing Account has nominated a new Beneficiary Account, there are no restrictions on the number of times that Contributing Account may be added to, or removed from the Beneficiary Account.

To me this means that I can swap and change between me being the beneficiary and Mrs deva22 being the beneficiary as many times as I like, back and forth, to obtain the most efficient allocation on status credits.
It could be interpreted to say that you can only be twice per year... I'm a bit confused. Does anyone have experience with this?

Yes your are correct, and I spoke with VFF and they confirmed it and I've been swapping members in my family frequently.
 
That would be my reading of it as well, as long as you're not signing up more than 2 new family pooling members.

So adding yours to your wife and vice versa would only ever account for 1 new beneficiary account account in the calendar year you first add them. From then on they aren't new accounts so you're able to swap the beneficiaries at will.

May be worth a quick call to VFF for the official word, but based on Muppet501st's experience you should be fine :)
 
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