Delayed payment on Advance Purchase rates?

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Fiches Mouser

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Like many credit cards, my ANZ FF Platinum travel insurance requires $250 spend to activate the cover.

The issue is, even with advanced purchase rates, some hotels seems to wait until well after booking to charge the card. This is a problem as my insurance won't kick in until they charge it and I don't have any other expenses I can use to activate it for this trip. It could be particularly bad if they don't charge until arrival, or even checkout.

I've sent the hotel in question (Andaz Shanghai) an email, hoping they can expedite the charge but I'm not hopeful.

Has anyone been in this situation, or have any ideas?
 
Not been in a similar issue in that I needed insurance activated, however Advance Purchases are not always that...
A recent Advance Purchase I had at Hilton didn't charge until a full 5 weeks after I booked it...
 
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Not been in a similar issue in that I needed insurance activated, however over Advance Purchases are not always that...
A recent Advance Purchase I had at Hilton didn't charge until a full 5 weeks after I booked it...

That was my most recent Hilton experience too! It was supposedly a prepayment but I got charged at checkout. They probably think they're doing us a favour... :confused:
 
I have paid at the time of the booking i.e. AUD rate was good at the time. As the hotel rate booked was fully refundable I just got them to confirm that if I made any changes they would refund my full amount paid.
 
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So it turns out all good. Sent the hotel an email and asked them to charge me immediately. No idea if they would've done it otherwise, but all sorted!

Will definitely do this in future.
 
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