Credit card with no overseas transaction fees

[AnnaB]

Hello all,

I am looking for a card to use overseas with no or low international transaction fees. Preferably with sign up bonuses as well and one that would accumulate points.

I was looking at the Bankwest World, but I had a big mix up in my application and they took me for a runaround and I would preferably avoid that one if I can.

I already have the ANZ Rewards Black, which will (if I understand it correctly), render me ineligible for a sign up bonus for the Travel Adventures card.

Other options I have been looking at is the Coles card (Flybuys) and 28Degrees (No points at all) but not sure any would fit my needs. But perhaps a low earning rate on FB points are better then no points at all... or do I take the hit of the international transaction fees when travelling even though it might be quite a bit? What are your thoughts? Anyone have any bright ideas or some that I can look into?

 

[moa999]

You won't find points and no FX fees.

 

[AnnaB]

You won't find points and no FX fees.

You do with the Bankwest Qantas World (Sign up bonus + points per $) and I know the Coles one do, where you get FB points that can be transferred to Velocity.

I was just wondering if anyone else has heard of others as I think these two limits my options. I wont do the Bankwest since they messed up my previous application and ended up sending me the wrong card...

 

[Renato1]

You are making life difficult for yourself staying away from the Bankwest Platinum Mastercard, especially if you qualify for a sign-up bonus to more than offset the $149 annual fee. I very much enjoyed getting a Qantas FF point a dollar during our trip to the USA last year, without any foreign exchange fees.

I remember having difficulty getting my card approved with them. I had to ring them up several times and ask what was happening - which apparently was very little on the part of the branch to whom they had sent the application to.
Regards,
Renato

 

[AnnaB]

Well, I got the card pre approved but in the mailbox came a different one. I ring up and point it out and then I have to transfer from the one they gave me that I did not want, to the BW MC World. But by doing that I was ineligible for the bonus points. When I point that out to the woman on the phone she said that I would not have been given them anyway as it was too late? I also didnt like the fact that she was quite rude as well. I was not the one that made the mistake, I pointed it out several times that I wanted the Qantas World MC and they still sent me a different one.
It was a big mess with that card from start to finish. I might go into a branch and talk to them instead, that might work better... if they still have the offer on will say.

 

[cove]

We both have BW World CCs and these work well for overseas travel. The lesser card is the Platinum card which may be a bit easier to qualify for than World. Bankwest retail for credit cards can be harder in the application process than others.
Citibank debit is a good one but no points and is just using your own money.

 

[get me outta here]

I second the BW World card and the Coles Reward card for o/s travel.

 

[Steady]

After reading the ANZ travel adventures card thread, I would have though that you are eligible for the bonus points. (I was specifically looking for info on holding a QF Black though so may have not absorbed the correct info)

If you haven't already, I would have a read of that thread looking for the experience of others who also had the Rewards Black. There is a bit of discussion on eligibility criteria.


Edit; This post is only regarding OP's eligibility for signup bonus.

 

[get me outta here]

Does the ANZ Tvl Rewards card also have good forex fees?

After reading the ANZ travel adventures card thread, I would have though that you are eligible for the bonus points. (I was specifically looking for info on holding a QF Black though so may have not absorbed the correct info)

If you haven't already, I would have a read of that thread looking for the experience of others who also had the Rewards Black. There is a bit of discussion on eligibility criteria.

 

[Steady]

Does the ANZ Tvl Rewards card also have good forex fees?

No idea.... It was included in the OP.

I was commenting on the OP saying that they were ineligible for the ANZ Tvl Rewards card. I have added a note to my post

 

[Buzzard]

I just applied (and approved) for the Coles Platinum MC. $89/year, no FX fees on purchases and +1 as an additional card holder.
A perfect fit for me.

 

[AnnaB]

Well, I have been looking into the BW World again, I didnt have a problem qualifying for it the first time, I was pre approved but they sent me a Platinum More card instead? They messed the entire thing up, not me... in their system I cancelled the card, but I dont know if that would make me ineligible for a sign up bonus if I go there again?

I will have to read up a bit more on the ANZ travellers card instead. If I dont get the bonus, I do at least have a card that would give me a return flight and points which would be the same as the Coles one.

 

[hachoo]

I will have to read up a bit more on the ANZ travellers card instead. If I dont get the bonus, I do at least have a card that would give me a return flight and points which would be the same as the Coles one.

To me the flight itself easily covers the annual fee, let alone the 0% FX, insurances and lounge passes included with the card. Especially if you're going from Perth to another capital city, I would assume easily covers the cost. 60k velocity points is a huge bonus though.