Citi Signature 0% BT

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M@rcoPolo

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Sep 20, 2005
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Just finished my second 0% Balance Transfer (12 months at 0% - happy days) but unlike the first time around this time there's no 0% offer waiting for me in my inbox :(

Anyone else had any luck with 0% BT with Citi recently or are these a thing of the past nowadays...?
 
Did one in February but could only see an offer for 6 months on my account. Called them up to ask about 12 months and was told I could only have it if I applied for a new card! Needless to say I took the 6 month offer anyways. Free money is still free money!
 
Did one in February but could only see an offer for 6 months on my account. Called them up to ask about 12 months and was told I could only have it if I applied for a new card! Needless to say I took the 6 month offer anyways. Free money is still free money!

Lucky you! I'd jump on a 6 months offer but the only "special offer" I see under my account right now is for 12/24/36 months @ 12.99% :shock:
 
Lucky you! I'd jump on a 6 months offer but the only "special offer" I see under my account right now is for 12/24/36 months @ 12.99% :shock:

Just had an offer emailed to me: 8.9% up to 3 years

No thanks!
 
Just got 9 months at 0% on my Prestige. I can't take it up as its my main transactional card. Don't want to give up my interest free period.
Wife had 3 years at 12.99% offer. We'll let that one through to the keeper. She has only recently completed 6 months at 0%.
Read something once that it costs banks money to have customers with large un-used limits so 0% BT might be their way of utilizing limits.
 
Just got 9 months at 0% on my Prestige. I can't take it up as its my main transactional card. Don't want to give up my interest free period.
Wife had 3 years at 12.99% offer. We'll let that one through to the keeper. She has only recently completed 6 months at 0%.
Read something once that it costs banks money to have customers with large un-used limits so 0% BT might be their way of utilizing limits.

Was that a cold call from Citi? I used to get them every 6 months or so but radio silence recently...
 
Offer popped up when I logged into internet banking last week.
Wife regularly checks her offers page and seem to be getting one once a year. Not bad for a card she doesn't use and has no annual fee.
 
Just got 9 months at 0% on my Prestige. I can't take it up as its my main transactional card. Don't want to give up my interest free period.
Wife had 3 years at 12.99% offer. We'll let that one through to the keeper. She has only recently completed 6 months at 0%.
Read something once that it costs banks money to have customers with large un-used limits so 0% BT might be their way of utilizing limits.

the 2% BT fee makes it's not particularly appealing. Would barely be less than my home loan rate.
 
Fixed offer here..... But if a fee came with BT offer no go either!
 
I didn't notice the fixed fee given I can't take advantage of it given its my main spend card.
 
I just got a 0% for 6 months - I was put on to a relationship manager for the Singature card (however, I also hold a prestige card)
 
A called up and asked for it - they said no until the transferred me to the relationship manager
 
Anybody had any luck with a BT lately?

Just called up to ask for one and they told me they can only give me what is in the "offer" tab on the website, which is nothing!

I asked to speak to a relationship manager or somebody else who could help me out and they declined to put me through to anyone else. Might try HUACA.
 
Just rung up a couple of days ago and was offered: 0% BT for 6 months on Prestige and/OR 5.9% 15 months on Ready Credit. No application fee on both
 
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