Best Business Credit cards | Australian Frequent Flyer
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Best Business Credit cards

Glider22

Newbie
Joined
May 7, 2018
Messages
4
Hello all I have two companies that and I am wanting to obtain a credit card for each.

Company #1
Credit card only going to be used for ongoing subscription services, paying minimal business expenses I wouldn't expect this card to spend more than 10k a year

Company #2
Credit card used to purchase inventory in China in USD (this has unlimited $$ potential per year 6 possibly 7 figures)
Paying business expenses

I am looking for suggestions on what cards would be best for each company. I would like:

- Best for frequent flyer/rewards points (unlimited cap, not limited or shaped after a certain level)
- Can be used to buy business inventory and get FF/rewards points
- Sign up bonus rewards (Nice to have)
- Good for overseas transactions
- Can connect to Xero accounting software
- No/minimal signup fee (ideally)

There are just so many options about I am not sure where to start, The first company probably wont be as an important pick as company #2 where I feel I really want to get the best card straight off the bat.

Thanks for your time hope to hear some suggestions. Not sure if you need a business bank account with the credit card company first?
 

coolstepslg

Intern
Joined
Dec 15, 2013
Messages
98
you don't need a business bank account with the credit card company first. I have business credit cards with Westpac and managed to get annual fee waived but don't have a business bank account with them as they charge too many fees. for domestic their platinum Qantas or altitude rewards cards are ok but I wouldn't use them overseas as 3% foreign currency fees outweighs any gain. I use personal cards that don't charge a foreign currency fee ie Citibank diners companion card , Macquire black visa card starting in july $0 amex explorer has 100k sign up bonus now and for no rewards points cards try 28 degrees and bankwest plat.
 

Scr77

Active Member
Joined
Feb 15, 2014
Messages
735
Depends on lots of things. I’d look at Coles MC. Has no os fees and good earn rate when transferred during promotions.
 

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