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Oh wow! Cove how early would you suggest I book? And how did you manage to get points with sooo many? Did you start when you were 3? Lol and thanks for your advice!

Thank you V Singh! Yes, good point! I’ll read through a few of the topics and try to get my head around some basics! :) W

Thanks Steady! I think one of the reasons I’ve never signed up for a CC is because I’ve been quite conservative and disciplined in paying my bills, mortgages, saving etc etc. So I’m 99% certain I’ll be fine with a CC. It’s that 1% “I got busy at work and forgot to pay” I’m worried about hahah!

Thank you Dr Ralph! My dad recently retired and my mum is also getting on in age ... I would love to be able to fly them around in business class to visit family etc. You’re all so sweet here! W

Hi all! I’m incredibly new to frequent flyer programs and have never owned a credit card. I know, how have I gotten this far in life without putting something on credit? I’ve recently received an email advertising 120,000 bonus Q ff points if I sign up to an ANZ credit card. The yearly fee is...