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Hi all, I've got a $6000 bill to pay but it's a 1.4% surcharge. Are the points I'm going to get (12000 Reward Points = 6000 QFF points) with my Platinum Charge card worth it?

I have about 400000 AMEX points. I’m a newbie when it comes to redeeming points to travel so any suggestions are appreciated. My wife and I really don’t care which airline we fly (within reason), AMEX have about 10 airlines that you can transfer points to. My question is, how do you determine...