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  1. J

    RewardPay Alternatives

    Thanks got it... Only have Amex Explorer here so I believe don't qualify as it's for platinum and higher right?... Enjoy guys!
  2. J

    RewardPay Alternatives

    Same guys can someone share details abt this double points offer? Don't seem to have seen it and wld be keen to benefit from it! Thanks!
  3. J

    Advice on limits for applications, and more.

    thanks Fantastic! For flights commencing Asia, do you just pay your way there first to begin commencing out of Asia?
  4. J

    Advice on limits for applications, and more.

    @theblank that's very valuable, thank you! Especially your own experience and insight.
  5. J

    Advice on limits for applications, and more.

    Thanks @Dr Ralph appreciate the reply! Trying to get to churn as a goal, currently do rely on both the Amex Explorer and 28 degrees, so ideally keep both, dump the Amex PE and churn.
  6. J

    Advice on limits for applications, and more.

    Lovely thread, thank you guys! Questions: 1/ I have 3 cards (2 Amex, 1 Visa) how easy / likely is it to get approved for a 4th? 2/ I tried to get a St George Amplify abt 6mths ago and was rejected. Shld I apply with a different amplify bank or all the same? Good income, good credit rating...
  7. J

    RewardPay Alternatives

    That makes sense, thank you!
  8. J

    RewardPay Alternatives

    thanks @daft009 so did I get this right? You pay a $1450 fee (travel credit $450) to collect at 2.25:1, that outweighs say the Explorer at 2:1 for a $400 fee (travel credit $400), worth the $1050 difference?
  9. J

    RewardPay Alternatives

    sorry not familiar with it, so your on the PE Charge card only, not Explorer? What's the difference with your setup?
  10. J

    RewardPay Alternatives

    ok didn't see it this way - very interesting
  11. J

    RewardPay Alternatives

    yes I still use it for groceries - but not sure I'm getting $200 value (fee), then I can use it for travel, but can't combine with the $400 credit for the Explorer, so it's a bit messy and still uncertain on value here of PE anymore.
  12. J

    RewardPay Alternatives

    hi there - I think i wasn't clear in my post, the 1.47% is after tax, their rate on that tier is 2.10%, flight as in the post is actually 200,000 Etihad points, on AMEX we get 2:1 then 2:1 back to Etihad, so basically $1:1 point effectively so you need to spend $200K for enough points for the...
  13. J

    RewardPay Alternatives

    ALL - you guys are legends, thank you! Agree on earn rate reference, I think it depends, from my calcs it still makes sense with 2pts per $ spent on Explorer/PE combo (though considering dumping PE every week) particularly on Biz Class redemption, for example Etihad is 200K points to return to...
  14. J

    RewardPay Alternatives

    @ferni all good mate, waiting for a solution, thanks for the heads up ALL - Question, a bit different (I'm new so may already be covered, sorry!)I was thinking, if my AMEX is in credit above the limit (I paid out the amount outstanding much more than due by mistake) I just had a thought could I...
  15. J

    hey all - newbie here, great forum! thank you!

    Thanks @TomVexille appreciate it!
  16. J

    hey all - newbie here, great forum! thank you!

    @JohnK thank you! Appreciate it!
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