hi there - I think i wasn't clear in my post, the 1.47% is after tax, their rate on that tier is 2.10%, flight as in the post is actually 200,000 Etihad points, on AMEX we get 2:1 then 2:1 back to Etihad, so basically $1:1 point effectively so you need to spend $200K for enough points for the...