Search results

  1. F

    If you only had ONE Credit Card, What would it be?

    How much retention bonus do you get usually? Just trying to figure out if i'll be better off keeping this card too.
  2. F

    If you only had ONE Credit Card, What would it be?

    By keeping this card for the earn rate, you miss out on the 100,000 bonus points that you can get approximately once every 18 months. So, I still stand by my advice to never use credit cards for the earn rate. Just churn them for bonus points. Use a fee free credit card for regular use. You'll...
  3. F

    If you only had ONE Credit Card, What would it be?

    Bankwest Zero Platinum Credit Card - no annual fee - no international fee (I travel overseas a fair bit and shop a lot from online stores ) - no points accumulation (So, less headache. Credit Cards are only good for their sign up bonus points and not for regular points accumulation) In fact...
  4. F

    If you only had ONE Credit Card, What would it be?

    Bankwest Zero Platinum Credit Card
  5. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    I've paid the annual fee, received my bonus points and $450 travel credit. Will I be able to use the travel credit after closing the card account?
  6. F

    Citibank Signature 90k QFF bonus, $4k spend in 90 days, $0 first yr annual fee, exp 30 June 2019

    Apparently, it was a system error and I wasn't declined after all. I could cal the customer care and retrieve my application and continue. Is it worth getting the Diners Club companion card?
  7. F

    Citibank Signature 90k QFF bonus, $4k spend in 90 days, $0 first yr annual fee, exp 30 June 2019

    I was shown the message 'Sorry, we are unable to accept the application at this time' on the screen immediately after I submitted. I'm not sure if that means I was declined or if it is an application error. Has anyone else seen this? I didn't get an email about my application nor did I see an...
  8. F

    Westpac Altitude Platinum Card - 60k Qantas, $50 fee first year

    Can I get 60k bonus points even if I opt in to earn Altitude points for my regular spend? Seeing at the terms and conditions, it appears to be possible.
  9. F

    How to you access Epiqure benefits

    I got the email with the Epicure promo code yesterday and I received my card today. However, when I enter my promo code it says "Your promotional code is invalid. Please check again or try a different code."
  10. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    Now, its my turn to throw my referral link in: http://amex.com.au/refer/aRJUNNfiFt?xl=cpam
  11. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    Got a text today saying my application's approved and my card will arrive soon! Still no email though. This is only my second card since I started churning. Exciting!! @ksthommo, you should have your bonus points soon!
  12. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    I used @ksthommo's referral link today to apply. Submitted the application in the morning but, haven't got an acknowledgement email till now in the evening. Is that normal?
  13. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    And the travel credit can be used for anyone, not necessarily the card holder, right?
  14. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    "The Qantas Travel Credit can be used for 365 days from the Card Member’s anniversary date and cannot be carried forward to any subsequent year" The booking will need to be done within 365 days but the actual date of flight can be later. Is that correct? From past years experiences, is it...
  15. F

    AMEX Qantas Ultimate Card 100k QFF bonus

    How likely is an extension beyond 14 April for this offer?
  16. F

    Card Promotions StGeorge Amplify Signature - 80,000 QFF bonus points for $0 fee

    I did receive my two complimentary Qantas lounge invites :) Now, time to close my card. In the meantime, I applied for Mrs and she got the card yesterday. She got a green card instead of black. Customer care confirmed thats its only because they ran out of black cards and her card is still...
  17. F

    Card Promotions StGeorge Amplify Signature - 80,000 QFF bonus points for $0 fee

    Heard back from a moderator - Only AFF Members who have been an AFF member for at least 30 days, have made at least 10 posts and have gained at least 3 post likes can post in this forum. I am a AFF member - check I have been a member for at least 30 days - check I have made at least 10 posts...
  18. F

    Cannot reply, message "You have insufficient privileges to reply here." is shown

    I'm not able to post on this thread - AMEX Qantas Ultimate Card 100k QFF bonus I see the message "(You have insufficient privileges to reply here.)" at the bottom.
  19. F

    Card Promotions StGeorge Amplify Signature - 80,000 QFF bonus points for $0 fee

    Any idea why I'm not able to post on this thread - AMEX Qantas Ultimate Card 100k QFF bonus ? It says "(You have insufficient privileges to reply here.)"
  20. F

    Card Promotions StGeorge Amplify Signature - 80,000 QFF bonus points for $0 fee

    This is confident boosting. What I get from the thread is that frequent applications may or may not impact my credit score. Moreover, credit score itself may just be moot and a low score does not essentially stop a bank from giving me a mortgage or any other credit. Banks see my entire credit...
Back
Top