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    David Jones Plat 75k - 295$, Reg 45k DJ MR

    75,000 DJ Membership Rewards points or 37,500 Qantas Points, when through Point Hacks by 28 August 2019. 295$ p.a. fee. https://www.pointhacks.com.au/credit-cards/david-jones-platinum-american-express-guide/ Only available to new David Jones American Express Card Members and must not have held...
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    Trying my luck?

    Soo I applied for Travel Rewards on x Apr and got it couple of days later. Would I be trying my luck if I apply for FF Black on x Jul? Anyone with experience on applying on same issuer (e.g. in my case ANZ) with <= 3 months between? Don't want to miss the 20k extra from new roo acct. Thx...
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    ANZ Rewards Travel Adventure now 60,000 velocity points; 1 domestic return flights

    It's been there all the time as it's the default offer outside the 80k/60k ad-hoc offers, I used it couple of months back when I missed the 80k offer and just wanted zero forex fee card. Interestingly can't find this thru public website but have got to have the link.
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    David Jones credit card and previous closed amex

    I doubt so. I've always received my pts one or two days after my referrals been approved so there isn't much lengthy wait.
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    David Jones credit card and previous closed amex

    My friend had a DJ and I chatted with Amex rep to confirm whether my friend is eligible for the explorer bonus. Rep replied a long “definitely yes” back looking like it came from one of their official templates then which I took a screenshot of... now let’s see if my friend gets her points!
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    St George Ampliy Signature card. 100,000 Amplify points. NO FEE!

    Correct, It’s all Philippines for St George
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    St George application denied - help/advice

    Says who? There are always "hassles" when it comes to banks, I've personally never experienced any more "hassles" by declaring being as self-employed and having incomes listed under the PAYG section without any ABNs. Maybe it had something to do regarding the dollar figures they saw on my tax...
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    St George application denied - help/advice

    I've been "self-employed" for over 10 years or so in various forms. When I contracted with multiple clients thru my payroll agency, I was enrolled as an PAYG employee with this payroll agency in the middle and and was never declined for any CC where as the payroll agency managed all the...
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    Platinum Charge and LDW (Loss Damage Waiver) on Car Hire

    It’s car hire industry lingo. When you have your own LDW cover you typically “decline” or “reject” the LDW thru the rental company. Confusing I know.
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    Better Cards Than Amex Post April 15?

    Word: Referral bonuses I seemed to get even ref pts from friends app'ing for qantas plat instead of explorer (my card) and AMEX own website on the referral site has language to support this. e.g. I earned 180k 6x refs + 100k signup and the cap is 200k a year (which is weird since ref is 30k...
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    The Explorer Credit Card (New AMEX Card!)

    Yes the graphics went to 50k on pub site last week, However it ended on 14 Jan in my referral link, looks like they put different date on friend referrals. Maybe this has to do something when somebody invites others? I had a friend approved on 14th Jan while the T&C said "by 14th Jan" so...
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    The Explorer Credit Card (New AMEX Card!)

    Pts haul 280k pts, 100k signup + 180k refer 6 friends. Weird thing the cap is 200k (or thats what the T&C/e-mail says) which means 6.666666666666666+ referrals :) In US they raised the friend refer cap to 400k :( maybe it's just a leftover "forgot to update" or glitch some kind in the system...
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    Do most Platinum Charge holders rely on just the AmEx rental car cover?

    Was it only after the claim was settled or straight after Hertz took their own excess after seeing claim from another party? Sometimes claims take months to settle and this is seen as normal in the industry. Note AmEx uses Chubb and QBE seems the standard with most bank issued cards.
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    Platinum Charge and LDW (Loss Damage Waiver) on Car Hire

    There is a racket going on this car damage / insurance industry.... I would like to understand if anyone with Plat Charge with LDW (Loss Damage Waiver) rejected has experienced below situation (my experience was with accepted LDW from rental place thus not relying Plat charge's supplemental...
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