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Qantas cash is riddled with fees...

Spot rates means you can’t control when I convert my currency. I remember when brexit was announced , the pound was pummlled!

I applied for an account and opened online on the spot then had a play with the fx rates and they update every 20 or so seconds...so need to be careful on how much the market has changed when doing comparisons with others that don’t offer real time pricing

Try calling 1300 131 605 or visiting a branch, they might be able to accommodate by express posting a debit card to you. I’ve just opened an account and the exchange rates look pretty good for example usd at 0.782 and they update every 30 seconds...