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  1. severus

    The value of a citibank reward point

    That's even better deal, cove. I did a simple calculation that if $1 = 2.67KFF, putting $30K on the card will earn you 80K KFF at the cost of $990. That's juust about enough to redeem one way business saver (with 15% discount) Sydney-Europe. Even with surcharges, it's still pretty good.
  2. severus

    The value of a citibank reward point

    I'm interested to use my Citi signature in Singapore for this reason as well. Can someone confirm if the 4pts/$1 is for any international transaction or eligible/retail purchases only? Beside the usual hotel, dining, shopping transactions, I'm also going to pay substantial hospital bill and I...
  3. severus

    Bankwest reduces rate from 16 may

    Thanks, that's exactly what I want to hear.
  4. severus

    Bankwest reduces rate from 16 may

    To anyone who has Bankwest no foreign transaction fee credit card, how's the exchange rate like compared to citi debit plus/28 degree mastercard? Thinking of using it for overseas spend. Even with reduced point earn, it may be better than nothing.
  5. severus

    Planning first trip to Europe... on miles

    Thanks, I'll look into it. I'm not trying to earn miles just for this particular trip, so it's okay. I'm keen to learn more about earning & redeeming miles. Best case scenario, we get to fly one leg on miles. Worst case, we'll fly business on Cathay and accrue the miles for future trips, which...
  6. severus

    Planning first trip to Europe... on miles

    Admittedly didn't go further from checking the miles needed for SYD-LHR. My initial plan was to pay for economy (and accrue the miles) but paid business seems quite steep. Seems like savers award rate for SQ is on waitlist for 3 J on that date. May decide to fly into alternative airport if there...
  7. severus

    Planning first trip to Europe... on miles

    Ah that makes sense. I didn't account for the surcharges & taxes. Our itinerary is pretty flexible at this point & we could always train it from Manchester to London. Tentative plan is just to start at English speaking country & give allowance for jet lag etc for first few days. I will look into...
  8. severus

    Planning first trip to Europe... on miles

    Yup, I checked & the amount of miles required is the same. We plan to start from London & make our way down to Italy.
  9. severus

    Planning first trip to Europe... on miles

    Hi Spruce, I haven't actively looked but seems it's $22k for business open jaw. My family is keen for business for long hauls. I thought buying miles at promotion rate might be a more economical way of flying business (as long as there's availability). How's TG for long haul flights?
  10. severus

    What's your prediction on the Australian Dollar?

    ^ And they don't quite realise they can't stay until they try to extend visa after graduation. Not one international student in my year was able to stay. Actually, one was able to find a job & sponsor, but the salary ($55K) was deemed too low so was given 28 days notice to leave. On another...
  11. severus

    Planning first trip to Europe... on miles

    My family and I are planning our first trip to Europe for three people (December 20 (yup, 2014) and returning January 24). Ideally, would love to fly business at the cost of economy, but even if we could just get one leg on miles, that would be great :) 1. Currently looking at these routes: SQ...
  12. severus

    What the... girl with torn jeans

    People pay hundreds on a pair of ripped/tattered jeans :mrgreen:
  13. severus

    Bankwest Transaction account [General Discussion]

    Thank you. Now I am 100% sold on this. Access to commbank atms is great too for when I close my comm account.
  14. severus

    $0 Annual Fee for Life on Citi Platinum/Signature CC Complimentary Insurance

    Emailed a known Citi staff about this promotion. Received a reply cc'ing his colleague & letting me know that his colleague would be assisting me with the application. No reply from said colleague until 2 days later, saying, please fill in the application form + send supporting documents bla...
  15. severus

    Bankwest Transaction account [General Discussion]

    I put everything in savings account but always leave some in transaction account just in case. I want to get my head around the monthly deposit requirement. Can I technically put in $2K before the end of 1st month, move the money elsewhere & put in another $2K by the second month? The idea of...
  16. severus

    Bankwest Transaction account [General Discussion]

    That's amazing! Sounds like it's perfect as everyday account since I leave money there anyway without gaining interest.
  17. severus

    Bankwest Transaction account [General Discussion]

    Anyone receive the points (0.4pt/day every $100) yet just for parking some money in the account?
  18. severus

    Newbie on board

    Hi, Hvr. I'm thinking Sydney - Singapore - Male would be most convenient for them.
  19. severus

    Newbie on board

    Hello. Week long lurker here until AFF tells me I couldn't browse any more thread without joining ;) My goal is to send my parents to Maldives for their anniversary on FF miles next year. And perhaps a trip or two on business class? Ironically, I'm a nervous flyer. When I do fly, I trust my...
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