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when you apply for a new card and the company rings you and asks you to call back to confirm some details is than an obvious sign that the card wont be approved? otherwise they will just send the card out to you just like my 2 other cards when i applied years back without asking me to ring...

i emailed ray hadley on radio 2GB(sydney radio station) about this.. he wrote back and told me to report it to the Banking Ombudsman on 1300 78 08 08. he wouldnt dare read my email out on air.. because his good friends with gerry harvey.

in the credit card application form.. it asks you for your balance in your bank account.. is it important to provide the exact figure? because the balance can change from day to day... if you have direct debit... or it might increase. if your earning interest from it.. is it something they...

ive just rang customer service.. their answer is pretty straight forward.. if you spend $10 or more every month. then your have to pay the $2.95 fee every mth. even if you pay it in full before the due date.. the only way to avoid this fee is dont use the card or dont go over $10.. bit...

im a bit confused here... i will type out the whole thing.. *an account service fee of $2.95 will be charged to the account monthly if the closing balance on the statement date is $10 or more.except we will not charge this fee when the closing balance on the statement date consists only of a...

not really.. but its an idea. it happened to me when i cancelled a plan and still getting charged by direct debit. and later they refunded me the money by cheque and i still kept my points.. i think it also works when you buy something from stores like kmart or target . pay with your...

www.sportsacumen.com is another betting agency thats free to deposit by credit card and withdrawls funds... but i have another idea to get free points.. sign up to a mobile phone plan(one where your not locked in a contract) when your bill arrives.. use your credit card to pay more than...

Does anyone own one of these cards? i applied for one , .. and got my card today.. its mentions " no annual fee" on their website. but they sent me a financial table. under fees and charges.. it says *an establishment fee of $25 is payable as part of the monthly payment due immediately...

ive just found out the one their offering now... with the 8 cents off petrol.... you dont get charged for annual fees at all.. but... you only get reward points (fly buys points) only if you shop at their coles myer stores..... other purchases..(paying bills etc..) ..you dont get points for...

it says on the site theres " no annual fee" and no other fine print about it.. the old brochure it says no annual fee for 6 months.. and then $49 after that, for the standard mastercard... is this one the same or its non annual fees forever?

i have thought about this idea before... and the betting agency im using allows you to withdrawl funds for free... but the catch is.... you have to turn over your money before your allowed to withdrawl it.. ( you have to bet with the money , before they let you take it out) you cant put the...

when i applied for my card years back. when i fillled in the question "average monthly spend" on your other cards... i wrote $2000 and the lady at the bank tells me to change it to $1000.. telling me.. if i write a lower figure.. it will improve my chances. is that lying?

Im looking for a credit card either visa or mastercard that has no annual fee, and has a points rewards system.. interest rates dont matter to me because i always pay it in full before the interest fee period ends.. i already have virgin.. and woolies mastercard.. anyone know if there are...

whats happening with the 8 cents off your petrol thing their going to do..? not much info on their website.. and its not advertised anywhere else..