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  1. J

    Interest Free Transfers From CC in Another Name?

    Yes this is possible, the balance transfer credit card company would likely not know the person who they were sending the funds too since all they usually ask for is the 16 digit card number so this could be any card in any persons name. Westpac allow this and they have an area on the bottom of...
  2. J

    Westpac Holden Mastercard Not so rewarding anymore.

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  3. J

    Citibank blocks transactions on certain companies

    I think I will open one of these accounts, would you like to refer me and get a free bottle of champagne, can I pay using a Westpac CC, are there any other companies like this. Are there any risks involved? How do they send the funds back to you? This seems like a good way to earn some extra...
  4. J

    [Offer Closed]: Citibank Gold NO ANNUAL FEE FOR LIFE

    I had a similar problem, I telephoned Citibank and the lady said i was eligible to upgrade from Silver to Gold, I didnt take up the offer due to the $119 annual fee. I then came accross the no annual fee gold card offer and promptly telephoned Citibank again to take up the offer but the lady...
  5. J

    Why would Citibank want to cancel cards in credit????

    I use my credit cards as bank accounts and have not ever had any complaints, i would imagine that the banks would be more than happy to have use of my funds for 45 days rather than me using their funds for 45 days. I would hope that Citibank would send you the funds that you have in credit after...
  6. J

    Fee Free Gold Credit AMEX - Is it worth it?

    The reason that I have 3 cards is that sometimes amex offers me 0% interest for 6 months on the 2 credit cards, with 3 cards this enables me to use this money interest free without disrupting my spending. Not sure if u can link rewards membership.
  7. J

    Fee Free Gold Credit AMEX - Is it worth it?

    I assumed that you already had an Amex CC, it would be likely that they would do a credit check if you dont have one already, every time they have offered me a credit limit increase or upgraded CC then they have not done a credit check however when ever I ask them for an increase they always do...
  8. J

    Fee Free Gold Credit AMEX - Is it worth it?

    Very Unlikely that Amex would do a credit search if they offer you a Gold Card, I have the very same Fee Free Gold CC saving $70 per year, I also have a Platinum CC (fee $395 includes Ascent Rewards linked to all 3 cards and free flight) and a charge card (fee $130 this is waived due to having...
  9. J

    Credit Card Surcharges versus Points

    I require a merchant facility, can you please advise what bank offers you the .08% fee. This will save me shopping around.
  10. J

    help on program 2 join... thanks

    Make sure u join as a resident of a country other that Australia, just make up an address in the UK then change it to an Australian address a few minutes later, this will save u the $80 joining fee.
  11. J

    How much would you pay to buy points?

    Points to me are worth 0.01785 cents per point so i would be prepared to pay no more than 1 cent per point, there are few businesses that would be able to negotiate a credit card service fee of less than 1%, but if you could then this suggestion would be worthwhile. I doubt that it would be...
  12. J

    Maximum FF points per dollar spent

    Woolworths Ezy MasterCard is one of the best for FF points. But Citibank cashback card is not bad with up to 4% cashback this is capped at $1500 per year.
  13. J

    Paying tax by credit card and earning points...true

    I agree there should be no problems with this, how long does it take for the funds to appear in the merchant account. I would have approximately 56 days interest free on my CC, if I were to do this with $100,000 dollars I could invest the funds returned by cheque in my high interest account...
  14. J

    Hire Car Excess coverage on Credit Cards

    When using credit card insurance to cover the excess you usually have to reduce the excess with the hire company to as low as possible, so if that means paying an extra $20 per day to reduce the excess from $1500 to $100, then you must do this otherwise they would not pay out.
  15. J

    I need 4000 points, who wants to sell them to me?

    I was in a similar situation as you, to overcome this i made a credit card payment for $10,000 into a utility bill, the points appeared in my credit card rewards account the next day. I then sent them to my FF account, then asked the utility company to refund the money back to my card. This left...
  16. J

    Qantas FF Family Transfers

    No, it would be impossible to check this. I have transferred points from 3 people to my account. They only had a few thousand points each so they donated them to me for free since they would not earn enough for a flight.
  17. J

    WOOLWOTHS EZY MASTERCARD. IS THIS ANY GOOD?

    Re: Woolworths Ezy MasterCard I do not think this person is boasting about his credit limit, We don't know him so what could he possibly get from boasting. He was just showing that you can get a higher credit limit than 20,000.
  18. J

    What's with the Lexus push? Does nothing for me

    I take it that you did not win a Lexus then. I had 200,000 entries in this draw and I didn't win either. I was most disappointed.
  19. J

    Status Credit Run & Gold FF - HELP

    Ring Qantas and tell them you want to be gold FF, I would be very surprised if they didn't upgrade you from silver to gold. Inform them that you will be flying more later this year.
  20. J

    Early Checkin

    I would think it would be about 24 hours. When i fly to the UK i am able to get my boarding pass for my London - Newcastle flight when I check in at Perth 24 hours before.
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