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    Opt in for QFF direct (CBA Rewards)

    hmmmm so $10 per year, and you can continue to transfer across seems ok to me unless ,they change the ratio AGAIN! thanks oz mark
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    Opt in for QFF direct (CBA Rewards)

    hye everyone I actually got this in the post today, firstly it came to our family member who doesn't even own a commonwealth card, I do, so I am expecting a letter/email soon. I read the letter, I am confused, so from April 2009., you can't transfer ANY points from CBA rewards to QFF, I...
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    Citibank upgrading fee free Gold to fee free Platinum

    we keep on getting plat cards sent our regularly as well, but one thing we haven;t bothered to find out, and I think a few people have missed the point of is "is it fee free for life or just a once off?" the terminology in the promotion does say the annual fee is $0 or similar but if its not...
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    Merging Credit Card for Entire Family:QFF

    so with all of these different companies over the years basiclly screwing the average joe with tightening of frequent flyer points eg an international trip, the closest one used to 50,000 points, so I had to spend about $50k to go overseas for free , and then to pay tax, fair enough.. then it...
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    No more Qantas points?

    I got my statement and it said something like, "from May or March 09, there will be a exciting new program for QFF, which basically, means, the rate will go from 1:1 to something worse, and they will impose limits and restrictions..... it doesn;t say this, but I can bet my life that this will...
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    OVERlimit Charge WTF?!?!?

    ive had a few different cards over the years, and I have just about paid off the FULL balance each month, the current Comm MC Platinum I have had it for about 2 years and have paid it off fully, I have at times also gone over the limit, so if my limit was $500, then there are times, maybe the...
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    My QFF questions/problems...

    hi everyone, I have about 300,000 points, not too fussed about spending all at once./ does this change things???? if I found a great deal say to Asia for say 72,000 or 120,000 points, I wouldn't mind going 3 times in 3 years, so its not necessary taht I have to spend in one shot!
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    My QFF questions/problems...

    thanks for your replies everyone, I have never been on a busienss class or first class, and I am not wealthy, so to be honest, IF I had to pay an extra 20% on a flight to get first or business, I would seriously consider it, however, my assumption is that business class is at least double going...
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    My QFF questions/problems...

    wow so you get a $3500 airfare for 140,000 points, and a $12,000 airfare for 280,000 points, that sounds quite worth it, is this right?? maybe I should be using them for europe or south america or uSA trips!!
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    My QFF questions/problems...

    Im not too sure how many options I had to choose from to minismise domestic flights, someone has suggeste to pay full price for the air fare and use the points for business class, how is this for a strategy... I am not too fussed about getting business class if I have to pay for it though...
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    My QFF questions/problems...

    Ive worked out what the problem was, the promotion doesnt start for another 2 hours!! also Im travelling from Melb, and hence maybe the tax is so high.... here is an extract Final Checkout screen Points & Credit Card = 72,000 + $401.02 (AUD) 1 adult x 72,000 = 72,000 Charges/taxes = $401.02...
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    My QFF questions/problems...

    Hopefully someone with a bit of knowledge can turn it into a positve. so I have a load of Qantas FF points, save up since 1998, I log in and it I am surprised as it says 20% off trips to Japan until 30th Jun 2008, normally its 36000 points each way, so 72,000 points return, which I am happy...
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    High Card Limit

    Thanks Shano.. looks like I am going to apply for a limit increase.... I don't really need it but about 2 weeks ago, the card got maxed out and I put in $2000 just so I could make daily purchases... maybe Sherriff can help out, my current limit is $21k, am happy with it, wouldn't mind anything...
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    High Card Limit

    Hi Shano, so just confirming that you did REQUEST a limit increase on the CBA MC, and there was no hit, but you did APPLY for a AMEX card ,and there was a hit, is this correct???? if so, I may be off to the CBA tomorrow...
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    High Card Limit

    Shano..... any luck with baycorp.... Id really really like to know, Ive requested my credit record about 6 times in the past 10 years, but I ve never ordered a credit limit increase!!
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    High Card Limit

    Hi Everyone, thanks for your replies, and thanks, let us know when you get the baycorp report, if the report shows your limit increase. I have never done a cash advance, and paid everything off everytime, so that area is all OK!!! the $11k one was a domestic government one, so that should be...
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    High Card Limit

    Thanks Mal, when you said certain spending patterns raise red flags, what did you mean by that, are we talking overseass transactions or very large ones, I did a $11k one in Jan, and I was under the impression that a credit limit increase form does make a hit on your credit record, also, the...
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    High Card Limit

    Sorry to hijack this thread but was wanting to increase my limit without going through the credit checks, not because its bad or might be rejected, but I just don't like getting hits on my creidt record. I had a CBA standard visa for 9 years, limit started at $1k, then $2k, then $6k, then $10k...
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    2.5% Foreign Currency Conversion Fee being introduced

    Ive been reading this forum as I currently use my card for online overseas purchasing, my visa used to be 1.5%, my new master card is 2.5%, so I started to use my old visa, and it too has gone up to 2.5% are there any cards that have a 0%-1.5% foregin currency charge???
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    Woolworths EZY mastercard R.I.P

    Well, I thought I would give an update, I submitted this complaint 4 times online, everytime I got an automated response saying that i will receive a response within 4 days, not one response for about 3 weeks, so I send in a fax with the same info, someone calls me back and said that they...
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