Ok, I know this has nothing to do with flying but my head is in a tail-spin.
My child has a HECS/HELP debt of $11,000.
Annual salary $100,000
A mortgage at 5.1% with more than $50,000 in an offset account.
HECS debt going up by indexation of 7.1% on June 1st
Pay off the HECS from the mortgage...