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  1. I

    Strategy to obtain US Amex

    Cash advance fee does not impact ur credit score but not paying ur bill does. If u want ur FIco to increase pay the card in full or less than 4% of ur credit limit before the statement is issued
  2. I

    Strategy to obtain US Amex

    If the machine ask for a pin especially at Petrol stations. For Amex the 4 digit CCV code is the pin and I think for Visa and MC, you need to check with the banks. Citi posted the pin.
  3. I

    Strategy to obtain US Amex

    To be on the saf side, just let the Chase support know about it.
  4. I

    Strategy to obtain US Amex

    Have you message the chat team and see what they say. I doubt they will give you PP access but they might give you a credit on your AF
  5. I

    Strategy to obtain US Amex

    Some hotels allow you to prepay your flexible booking (not prepaid - does not qualify for $250/$200 Aspire credit) e.g. If you have a 2 day stay with each costing US 250; They will charge your card for day 1 and can you pay day 2 when you arrive at the property
  6. I

    Strategy to obtain US Amex

    This was also confirmed on chat by the Amex rep
  7. I

    Strategy to obtain US Amex

    I guess you tried buying the AirBNB GC and got the $20 credit already?
  8. I

    Strategy to obtain US Amex

    Amex codes Qantas wines as airline points earning. This could be tested next year.
  9. I

    Strategy to obtain US Amex

    wait 24 hrs for the email and No is the answer to ur passport related question.
  10. I

    Strategy to obtain US Amex

    Depends upon how much you value the chase points. Lets say u value it @ 2c (USD) per point. With the unlimited you get 2 points per dollar. So for every $ spend u r earning 4% (4c). FX fee is 3%. so u r making 1c per dollar. Furthermore, most cards (Amex Gold, Citi Premier, C1 Venture) have an...
  11. I

    Strategy to obtain US Amex

    Thats correct to verify ur id
  12. I

    Strategy to obtain US Amex

    You will need to weigh the benefits of spending that amount with one Airline. You will need to do the math on how many SUB u can attain with that spend (Amex Plat Biz - 15k Spend u get 120k to 150k +). U could fly J or F and get those same benefits and not stuck to AA.
  13. I

    Strategy to obtain US Amex

    did they ask u for any id?
  14. I

    Strategy to obtain US Amex

    Interesting to know as a data point on what info they ask for your application.
  15. I

    Strategy to obtain US Amex

    Did you call the Amex Biz line to get the 200K MR offer (Plat) or the 130K MR (Gold). Wow you can spend at frequency, u could earn a ton of points
  16. I

    Strategy to obtain US Amex

    I think they "might" only do it if you say it is lost/stolen. Check fraud card replacement policy is. Be prepared not to use it for couple of weeks.
  17. I

    Strategy to obtain US Amex

    Nightmare. If you get a new phone or Change Apple id, Apple removes the card from wallet. Their verification process is a hit and miss. I have to wait nearly 4 weeks each time. If you are going to use the physical card or not doing alot of changes on your phone (Apple wallet etc), it should be...
  18. I

    Strategy to obtain US Amex

    A US paypal account 1692956341 Did you ever had the Amex Platinum Card in the past? Till when is the upgrade offer valid since 100k upgrade offer is amazing.
  19. I

    Strategy to obtain US Amex

    what id or information did they ask you to open a chase checking account
  20. I

    Strategy to obtain US Amex

    Please download ur credit report before calling chase as they will ask u ur past addresses on file or the county of ur current suburb u r staying in (Google it).
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