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  1. J

    Qantas Premier Credit Card

    SCs too? (Or did you not have that offer?)
  2. J

    Qantas Premier Credit Card

    Am thinking about applying for this card (again, cancelled the last iteration about 14 months ago), mostly because of the 75SC signup bonus. That was going to be earned towards my status fast-track next week with some flights, but now apparently my state is a hotspot because of one covid case...
  3. J

    Flybuys General Promotions

    I'll see your Edge + Local Champ + Android Pay bonus, and raise you paying with Coles-Myer gift cards purchased at Coles Express with that Amex offer (on Android pay where applicable ;) )
  4. J

    New Amex statement credits

    November? Like every year :-)
  5. J

    Hilton Honors Macquarie Platinum Card

    I use mine for as close as I can get to $12k/year. 1HH point per dollar isn't amazing but the free night is worthwhile.
  6. J

    Has anyone else noticed a drop in Amex customer service

    If you request a new card because it's damaged (as opposed to lost/stolen), you'll get a new card with a new number, but the old card will still work "so you can keep using it until the new one arrives", and perpetually. Two years ago I got my Edge card replaced because contactless stopped...
  7. J

    Hilton Honors Macquarie Platinum Card

    Within days for me (a day after the transaction posting)
  8. J

    Bunnings Gift Cards from Coles not activating correctly

    Unlikely. Bunnings is owned by Wesfarmers, Woolworths' biggest competitor. Myer is now a separate entity (even though their gift card systems are still linked, probably as a holdover from the old Coles Myer group)
  9. J

    Bunnings Gift Cards from Coles not activating correctly

    I'd do 10 minutes of research on Australian Consumer Law and then go back to the store armed with that information. If person at the desk won't help ask for their manager as far up the chain as you need to go to get action. Regardless of whether you convince then that you're right, if you're...
  10. J

    Bunnings Gift Cards from Coles not activating correctly

    Or replace (get a new card) or repair (activate the card properly) at the merchant's discretion :-)
  11. J

    Bunnings Gift Cards from Coles not activating correctly

    Store policy doesn't trump Australian Consumer Law.
  12. J

    New Amex statement credits

    For several consecutive days running.
  13. J

    New Amex statement credits

    The problem with the Coles card is the velocity at which you can "unload" it for true MS. $300/day max in cash, and I know of people who have smashed the withdrawals and got their cards shut down. Not bad to turn non-Amex spend into Amex though if you can find a sustainable way to load it.
  14. J

    Hilton Honors Macquarie Platinum Card

    Re: Hilton HHonours Macquarie Platinum Card What's the general time frame on these cards? I applied on Monday, got a phone call Wednesday to go through and confirm all the numbers I'd put in the application (they told me that my expenses seemed "quite high" and they wanted just groceries and...
  15. J

    Hilton Honors Macquarie Platinum Card

    Re: Hilton HHonours Macquarie Platinum Card People who got Diamond, did you already have any status?
  16. J

    Bankwest Transaction account [General Discussion]

    Well despite my account having been closed in late August, I still got nearly 7/8 of a month's worth of points drop today. All the speculation about complaints and FOS etc for points not posting has been fun; but looks like no need for the angst any more :-) Farewell BW Qantas points gravy...
  17. J

    Bankwest Transaction account [General Discussion]

    This fee may also be an average (assuming the average punter has a bill of, say $50). Doesn't mean it doesn't cost them a minimum per transaction.
  18. J

    Bankwest Transaction account [General Discussion]

    For points on balance (interest style) you've got Qudos, I believe it's a savings rather than transaction account though. Probably better off earning real interest though...
  19. J

    Bankwest Transaction account [General Discussion]

    Well my account is now gone. My only regret is not getting on this train sooner. I read about it when it first started and thought it wouldn't last so didn't bother. It was only when someone said at the start of the year that it was still going that I got on board. Got a nice little haul in...
  20. J

    Bankwest Transaction account [General Discussion]

    This. A business has decided to fire some customers. They are allowed to do so, as any business is. The only time FOS is appropriate would be if you were somehow gravely disadvantaged by their action (say, if they called in your mortgage with 14 days notice with no default on your part or...
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